{"filing":{"accession_number":"0001902733-26-000099","cik":"0001902733","ticker":"NCNO","company_name":"nCino, Inc.","form":"8-K","filing_date":"2026-08-25","report_date":"2026-08-25","primary_document":"ncno-20260825.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1902733/000190273326000099/ncno-20260825.htm"},"events":[{"id":29460,"run_id":26979,"accession_number":"0001902733-26-000099","anchor_item_number":"2.02","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"summary":"nCino issued a press release on August 25, 2026 announcing Q2 FY2026 financial results (ended July 31, 2026), with total revenues of $161.0M (up 8% YoY), subscription revenues of $143.5M (up 10% YoY), GAAP operating margin of 8% (up 1,500 basis points), and non-GAAP operating margin of 25% (up 500 basis points), along with forward-looking guidance for Q3 and FY2027.","company_name":"nCino, Inc.","ticker":"NCNO","filing_date":"2026-08-25","form":"8-K","submitted_at":null,"items":[{"id":31754,"accession_number":"0001902733-26-000099","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"nCino issued a press release on August 25, 2026 announcing financial results for its second quarter ended July 31, 2026, disclosing total revenues of $161.0M (up 8% YoY), subscription revenues of $143.5M (up 10% YoY), GAAP operating margin of 8% (up 1,500 basis points), and non-GAAP operating margin of 25% (up 500 basis points). The press release is furnished as Exhibit 99.1 and includes condensed consolidated financial statements and forward-looking guidance for Q3 and FY2027. This is a standard quarterly earnings release disclosure under Item 2.02.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-25T20:09:58.676031+00:00","company_name":"","ticker":null,"filing_date":""}]},{"id":29461,"run_id":26979,"accession_number":"0001902733-26-000099","anchor_item_number":"8.01","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.75,"summary":"nCino's Board of Directors authorized a $100 million stock repurchase program, reflecting the company's confidence in its strategy and free cash flow trajectory as a capital allocation decision.","company_name":"nCino, Inc.","ticker":"NCNO","filing_date":"2026-08-25","form":"8-K","submitted_at":null,"items":[{"id":31755,"accession_number":"0001902733-26-000099","item_number":"8.01","item_title":"Other Events.","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"The Item 8.01 disclosure announces a $100 million stock repurchase authorization by nCino's Board of Directors. While stock repurchases are technically a form of capital return to shareholders (similar to dividends), the taxonomy's `dividend_distribution` category explicitly includes \"share-repurchase programs.\" The filing emphasizes this as a capital allocation decision reflecting confidence in the company's strategy and free cash flow trajectory, and it is material to investors assessing capital deployment and shareholder value creation.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-25T20:09:58.676031+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":31754,"accession_number":"0001902733-26-000099","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"nCino issued a press release on August 25, 2026 announcing financial results for its second quarter ended July 31, 2026, disclosing total revenues of $161.0M (up 8% YoY), subscription revenues of $143.5M (up 10% YoY), GAAP operating margin of 8% (up 1,500 basis points), and non-GAAP operating margin of 25% (up 500 basis points). The press release is furnished as Exhibit 99.1 and includes condensed consolidated financial statements and forward-looking guidance for Q3 and FY2027. This is a standard quarterly earnings release disclosure under Item 2.02.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-25T20:09:58.676031+00:00","company_name":"nCino, Inc.","ticker":"NCNO","filing_date":"2026-08-25"},{"id":31755,"accession_number":"0001902733-26-000099","item_number":"8.01","item_title":"Other Events.","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"The Item 8.01 disclosure announces a $100 million stock repurchase authorization by nCino's Board of Directors. While stock repurchases are technically a form of capital return to shareholders (similar to dividends), the taxonomy's `dividend_distribution` category explicitly includes \"share-repurchase programs.\" The filing emphasizes this as a capital allocation decision reflecting confidence in the company's strategy and free cash flow trajectory, and it is material to investors assessing capital deployment and shareholder value creation.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-25T20:09:58.676031+00:00","company_name":"nCino, Inc.","ticker":"NCNO","filing_date":"2026-08-25"}]}