{"filing":{"accession_number":"0001795586-26-000046","cik":"0001795586","ticker":"CHYM","company_name":"Chime Financial, Inc.","form":"8-K","filing_date":"2026-08-05","report_date":"2026-07-31","primary_document":"chym-20260731.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1795586/000179558626000046/chym-20260731.htm"},"events":[{"id":25254,"run_id":22917,"accession_number":"0001795586-26-000046","anchor_item_number":"2.02","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"summary":"Chime issued a press release on August 5, 2026 disclosing Q2 2026 financial results, including revenue of $670 million (up 27% YoY), net income of $28 million (second consecutive quarter of GAAP profitability), and raised full-year 2026 guidance.","company_name":"Chime Financial, Inc.","ticker":"CHYM","filing_date":"2026-08-05","form":"8-K","submitted_at":null,"items":[{"id":26032,"accession_number":"0001795586-26-000046","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Chime issued a press release on August 5, 2026 disclosing its financial results for the quarter ended June 30, 2026, including revenue of $670 million (up 27% YoY), net income of $28 million (second consecutive quarter of GAAP profitability), and raised full-year 2026 guidance. This is a standard quarterly earnings release furnished under Item 2.02, with the press release attached as Exhibit 99.1.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-08T02:23:19.484897+00:00","company_name":"","ticker":null,"filing_date":""}]},{"id":25255,"run_id":22917,"accession_number":"0001795586-26-000046","anchor_item_number":"2.05","event_type":"workforce_reduction","event_domain":"operational","is_material":true,"confidence":0.95,"summary":"Chime announced a committed reorganization plan involving a 10% workforce reduction, with estimated restructuring charges of $16–$20 million in net cash costs and a $6–$9 million impact to net income in Q3 2026.","company_name":"Chime Financial, Inc.","ticker":"CHYM","filing_date":"2026-08-05","form":"8-K","submitted_at":null,"items":[{"id":26033,"accession_number":"0001795586-26-000046","item_number":"2.05","item_title":"Costs Associated with Exit or Disposal Activities.","event_type":"workforce_reduction","event_domain":"operational","is_material":true,"confidence":0.95,"reasoning":"The Item 2.05 disclosure describes a committed reorganization plan involving a 10% workforce reduction, with estimated restructuring charges of $16–$20 million in net cash costs and a $6–$9 million impact to net income in Q3 2026. The filing explicitly states the Plan involves \"reduction of approximately 10% of the Company's total workforce\" and quantifies both the cash and non-cash components (including reversal of stock-based compensation). This is a classic workforce reduction with associated exit costs, fitting the `workforce_reduction` category precisely.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-08T02:23:19.484897+00:00","company_name":"","ticker":null,"filing_date":""}]},{"id":25256,"run_id":22917,"accession_number":"0001795586-26-000046","anchor_item_number":"5.02","event_type":"exec_departure","event_domain":"governance","is_material":true,"confidence":0.75,"summary":"Matthew Newcomb resigned as Chief Financial Officer effective August 7, 2026. Mark Troughton was appointed as interim CFO, and Newcomb received a transition agreement and severance terms.","company_name":"Chime Financial, Inc.","ticker":"CHYM","filing_date":"2026-08-05","form":"8-K","submitted_at":null,"items":[{"id":26034,"accession_number":"0001795586-26-000046","item_number":"5.02","item_title":"Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Agreements of Certain Officers.","event_type":"exec_departure","event_domain":"governance","is_material":true,"confidence":0.75,"reasoning":"Matthew Newcomb's resignation as Chief Financial Officer effective August 7, 2026, is the principal disclosed action. While the filing also discloses Mark Troughton's appointment as interim CFO and compensatory arrangements (equity grant and transition agreement terms), the core event centers on Newcomb's departure. The transition agreement and severance terms are ancillary to the departure itself. This is material as CFO transitions affect investor assessment of financial leadership and continuity.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-08T02:23:19.484897+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":26032,"accession_number":"0001795586-26-000046","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Chime issued a press release on August 5, 2026 disclosing its financial results for the quarter ended June 30, 2026, including revenue of $670 million (up 27% YoY), net income of $28 million (second consecutive quarter of GAAP profitability), and raised full-year 2026 guidance. This is a standard quarterly earnings release furnished under Item 2.02, with the press release attached as Exhibit 99.1.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-08T02:23:19.484897+00:00","company_name":"Chime Financial, Inc.","ticker":"CHYM","filing_date":"2026-08-05"},{"id":26033,"accession_number":"0001795586-26-000046","item_number":"2.05","item_title":"Costs Associated with Exit or Disposal Activities.","event_type":"workforce_reduction","event_domain":"operational","is_material":true,"confidence":0.95,"reasoning":"The Item 2.05 disclosure describes a committed reorganization plan involving a 10% workforce reduction, with estimated restructuring charges of $16–$20 million in net cash costs and a $6–$9 million impact to net income in Q3 2026. The filing explicitly states the Plan involves \"reduction of approximately 10% of the Company's total workforce\" and quantifies both the cash and non-cash components (including reversal of stock-based compensation). This is a classic workforce reduction with associated exit costs, fitting the `workforce_reduction` category precisely.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-08T02:23:19.484897+00:00","company_name":"Chime Financial, Inc.","ticker":"CHYM","filing_date":"2026-08-05"},{"id":26034,"accession_number":"0001795586-26-000046","item_number":"5.02","item_title":"Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Agreements of Certain Officers.","event_type":"exec_departure","event_domain":"governance","is_material":true,"confidence":0.75,"reasoning":"Matthew Newcomb's resignation as Chief Financial Officer effective August 7, 2026, is the principal disclosed action. While the filing also discloses Mark Troughton's appointment as interim CFO and compensatory arrangements (equity grant and transition agreement terms), the core event centers on Newcomb's departure. The transition agreement and severance terms are ancillary to the departure itself. This is material as CFO transitions affect investor assessment of financial leadership and continuity.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-08T02:23:19.484897+00:00","company_name":"Chime Financial, Inc.","ticker":"CHYM","filing_date":"2026-08-05"}]}