{"filing":{"accession_number":"0001788882-26-000060","cik":"0001788882","ticker":"ROOT","company_name":"Root, Inc.","form":"8-K","filing_date":"2026-08-05","report_date":"2026-08-05","primary_document":"root-20260805.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1788882/000178888226000060/root-20260805.htm"},"events":[{"id":25248,"run_id":22911,"accession_number":"0001788882-26-000060","anchor_item_number":"2.02","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.97,"summary":"Root, Inc. announced its financial results for the quarter ended June 30, 2026, disclosing net income of $25 million (up 15% YoY), revenue of $389 million (up 2% YoY), adjusted EBITDA of $44 million (up 16% YoY), policies in force of 484 thousand (up 6% YoY), and a net combined ratio of 92.1%.","company_name":"Root, Inc.","ticker":"ROOT","filing_date":"2026-08-05","form":"8-K","submitted_at":null,"items":[{"id":26024,"accession_number":"0001788882-26-000060","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"Root, Inc. announced its financial results for the quarter ended June 30, 2026 via a shareholder letter (Exhibit 99.1) filed under Item 2.02. The disclosure includes key quarterly metrics such as net income ($25 million, up 15% YoY), revenue ($389 million, up 2% YoY), adjusted EBITDA ($44 million, up 16% YoY), policies in force (484 thousand, up 6% YoY), and a net combined ratio of 92.1%. This is a standard quarterly earnings release disclosing comprehensive financial results and operational performance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-08T02:22:41.829725+00:00","company_name":"","ticker":null,"filing_date":""},{"id":26025,"accession_number":"0001788882-26-000060","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The Item 7.01 disclosure references an updated investor presentation, but the furnished exhibit (EX-99.1) is a Q2 2026 shareholder letter containing detailed quarterly financial results: $389 million revenue (up 2% YoY), $25 million net income (up 15% YoY), $44 million adjusted EBITDA (up 16% YoY), 484k policies in force (up 6% YoY), and a 92.1% net combined ratio. This constitutes a material earnings release for the second quarter of 2026.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-08T02:22:41.829725+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":26024,"accession_number":"0001788882-26-000060","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"Root, Inc. announced its financial results for the quarter ended June 30, 2026 via a shareholder letter (Exhibit 99.1) filed under Item 2.02. The disclosure includes key quarterly metrics such as net income ($25 million, up 15% YoY), revenue ($389 million, up 2% YoY), adjusted EBITDA ($44 million, up 16% YoY), policies in force (484 thousand, up 6% YoY), and a net combined ratio of 92.1%. This is a standard quarterly earnings release disclosing comprehensive financial results and operational performance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-08T02:22:41.829725+00:00","company_name":"Root, Inc.","ticker":"ROOT","filing_date":"2026-08-05"},{"id":26025,"accession_number":"0001788882-26-000060","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The Item 7.01 disclosure references an updated investor presentation, but the furnished exhibit (EX-99.1) is a Q2 2026 shareholder letter containing detailed quarterly financial results: $389 million revenue (up 2% YoY), $25 million net income (up 15% YoY), $44 million adjusted EBITDA (up 16% YoY), 484k policies in force (up 6% YoY), and a 92.1% net combined ratio. This constitutes a material earnings release for the second quarter of 2026.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-08T02:22:41.829725+00:00","company_name":"Root, Inc.","ticker":"ROOT","filing_date":"2026-08-05"}]}