{"filing":{"accession_number":"0001783398-26-000128","cik":"0001783398","ticker":"UWMC","company_name":"UWM Holdings Corp","form":"8-K","filing_date":"2026-10-23","report_date":"2026-10-23","primary_document":"xbrl-20261023.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1783398/000178339826000128/xbrl-20261023.htm"},"events":[{"id":37460,"run_id":34529,"accession_number":"0001783398-26-000128","anchor_item_number":"2.02","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"summary":"UWM Holdings issued a press release and investor presentation on October 23, 2026 announcing preliminary financial results for Q3 2026, including loan origination volume of $33.4B, gain margin of 124 basis points, total revenue of $800–$825M, net income of $205–$220M, and adjusted EBITDA of $170–$190M.","company_name":"UWM Holdings Corp","ticker":"UWMC","filing_date":"2026-10-23","form":"8-K","submitted_at":null,"items":[{"id":42178,"accession_number":"0001783398-26-000128","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"UWM Holdings issued a press release and investor presentation on October 23, 2026 announcing preliminary financial results for Q3 2026, including loan origination volume ($33.4B), gain margin (124 bps), total revenue ($800–$825M), net income ($205–$220M), and adjusted EBITDA ($170–$190M). This is a classic earnings release disclosure under Item 2.02, furnished with exhibits 99.1 and 99.2, providing quarterly operating and financial results in advance of the formal 10-Q filing.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T12:46:02.928495+00:00","company_name":"","ticker":null,"filing_date":""}]},{"id":37461,"run_id":34529,"accession_number":"0001783398-26-000128","anchor_item_number":"8.01","event_type":"dilutive_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"summary":"UWM Holdings announced a rights offering to raise up to $400 million through Class A Common Stock at a discounted subscription price or junior perpetual preferred stock plus warrants, with a backstop agreement from CEO Mat Ishbia and Oaktree Capital ensuring full funding and resulting in significant dilution to existing shareholders.","company_name":"UWM Holdings Corp","ticker":"UWMC","filing_date":"2026-10-23","form":"8-K","submitted_at":null,"items":[{"id":42179,"accession_number":"0001783398-26-000128","item_number":"8.01","item_title":"Other Events.","event_type":"dilutive_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"The Item 8.01 disclosure centers on a rights offering to raise up to $400 million, with a backstop agreement ensuring the full amount is raised through either Class A Common Stock at a discounted subscription price or junior perpetual preferred stock plus warrants. The filing notes that \"material subscription from outside investors is unlikely,\" meaning the backstop parties (including CEO Mat Ishbia and Oaktree Capital) will effectively fund the offering, resulting in significant dilution to existing shareholders. This is a dilutive equity issuance, though the supplemental earnings release and investor presentation provide preliminary Q3 2026 results as context for the measurement period.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T12:46:02.928495+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":42178,"accession_number":"0001783398-26-000128","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"UWM Holdings issued a press release and investor presentation on October 23, 2026 announcing preliminary financial results for Q3 2026, including loan origination volume ($33.4B), gain margin (124 bps), total revenue ($800–$825M), net income ($205–$220M), and adjusted EBITDA ($170–$190M). This is a classic earnings release disclosure under Item 2.02, furnished with exhibits 99.1 and 99.2, providing quarterly operating and financial results in advance of the formal 10-Q filing.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T12:46:02.928495+00:00","company_name":"UWM Holdings Corp","ticker":"UWMC","filing_date":"2026-10-23"},{"id":42179,"accession_number":"0001783398-26-000128","item_number":"8.01","item_title":"Other Events.","event_type":"dilutive_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"The Item 8.01 disclosure centers on a rights offering to raise up to $400 million, with a backstop agreement ensuring the full amount is raised through either Class A Common Stock at a discounted subscription price or junior perpetual preferred stock plus warrants. The filing notes that \"material subscription from outside investors is unlikely,\" meaning the backstop parties (including CEO Mat Ishbia and Oaktree Capital) will effectively fund the offering, resulting in significant dilution to existing shareholders. This is a dilutive equity issuance, though the supplemental earnings release and investor presentation provide preliminary Q3 2026 results as context for the measurement period.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T12:46:02.928495+00:00","company_name":"UWM Holdings Corp","ticker":"UWMC","filing_date":"2026-10-23"}]}
