{"filing":{"accession_number":"0001770373-26-000048","cik":"0001770373","ticker":null,"company_name":"Carvana Receivables Depositor LLC","form":"8-K","filing_date":"2026-08-31","report_date":"2026-08-25","primary_document":"crvna2026-p3xform8xkreclos.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1770373/000177037326000048/crvna2026-p3xform8xkreclos.htm"},"events":[{"id":30565,"run_id":28013,"accession_number":"0001770373-26-000048","anchor_item_number":"1.01","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.88,"summary":"Carvana Auto Receivables Trust 2026-P3 issued multiple classes of asset-backed notes (Class A-1 through Class D, Class N Notes, and Class XS Notes) totaling approximately $14.9 million in principal amount plus 100,000 units, backed by retail installment contracts and sold to qualified institutional buyers under Rule 144A. The transaction closed on August 25, 2026, and involved entry into material definitive agreements for the securitization of receivables.","company_name":"Carvana Receivables Depositor LLC","ticker":null,"filing_date":"2026-08-31","form":"8-K","submitted_at":null,"items":[{"id":33188,"accession_number":"0001770373-26-000048","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"This Item 1.01 discloses the entry into multiple material definitive agreements in connection with the issuance of asset-backed notes (Class A-1 through Class D) by Carvana Auto Receivables Trust 2026-P3, closed on August 25, 2026. The core transaction is the creation of a new direct financial obligation—the issuance of securitized debt backed by retail installment contracts. The supporting agreements (Receivables Purchase Agreement, Indenture, Servicing Agreement, etc.) are all ancillary to this debt issuance structure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-31T17:56:50.137290+00:00","company_name":"","ticker":null,"filing_date":""},{"id":33189,"accession_number":"0001770373-26-000048","item_number":"8.01","item_title":"Other Events.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"The filing discloses the issuance of asset-backed certificates and notes by the Issuing Entity on the Closing Date, including Class N Asset Backed Notes with an aggregate principal amount of $14,900,000 and Class XS Asset Backed Notes with a notional amount of 100,000 units. These represent new direct financial obligations created by the trust, sold to Qualified Institutional Buyers under Rule 144A. While this is a securitization vehicle (an auto receivables trust), the core event is the creation of debt securities backed by auto receivables, which constitutes a material debt issuance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-31T17:56:50.137290+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":33188,"accession_number":"0001770373-26-000048","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"This Item 1.01 discloses the entry into multiple material definitive agreements in connection with the issuance of asset-backed notes (Class A-1 through Class D) by Carvana Auto Receivables Trust 2026-P3, closed on August 25, 2026. The core transaction is the creation of a new direct financial obligation—the issuance of securitized debt backed by retail installment contracts. The supporting agreements (Receivables Purchase Agreement, Indenture, Servicing Agreement, etc.) are all ancillary to this debt issuance structure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-31T17:56:50.137290+00:00","company_name":"Carvana Receivables Depositor LLC","ticker":null,"filing_date":"2026-08-31"},{"id":33189,"accession_number":"0001770373-26-000048","item_number":"8.01","item_title":"Other Events.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"The filing discloses the issuance of asset-backed certificates and notes by the Issuing Entity on the Closing Date, including Class N Asset Backed Notes with an aggregate principal amount of $14,900,000 and Class XS Asset Backed Notes with a notional amount of 100,000 units. These represent new direct financial obligations created by the trust, sold to Qualified Institutional Buyers under Rule 144A. While this is a securitization vehicle (an auto receivables trust), the core event is the creation of debt securities backed by auto receivables, which constitutes a material debt issuance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-31T17:56:50.137290+00:00","company_name":"Carvana Receivables Depositor LLC","ticker":null,"filing_date":"2026-08-31"}]}