{"filing":{"accession_number":"0001709442-26-000041","cik":"0001709442","ticker":"FSUN","company_name":"FIRSTSUN CAPITAL BANCORP","form":"8-K","filing_date":"2026-07-09","report_date":null,"primary_document":"fcb-20260709.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1709442/000170944226000041/fcb-20260709.htm"},"events":[{"id":16866,"run_id":15090,"accession_number":"0001709442-26-000041","anchor_item_number":"2.02","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.75,"summary":"FirstSun Capital Bancorp disclosed Q2 2026 financial results, including material adverse credit events: a $22.0 million charge-off on a $23.6 million asset-based loan involving alleged borrower fraud and a $12.9 million charge-off on a $16.0 million commercial loan due to borrower deterioration. The company updated its full-year 2026 credit outlook, projecting net charge-offs to average loans in the high 50s basis points and allowance for credit losses in the mid-140s to 150s basis points.","company_name":"FIRSTSUN CAPITAL BANCORP","ticker":"FSUN","filing_date":"2026-07-09","form":"8-K","submitted_at":null,"items":[{"id":15094,"accession_number":"0001709442-26-000041","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"Item 2.02 is the standard disclosure location for earnings releases and financial results. The filing references incorporation of Item 7.01 (Other Events), which typically contains the detailed earnings announcement or press release. This is a material disclosure affecting investor assessment of the registrant's financial performance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-10T10:44:10.397489+00:00","company_name":"","ticker":null,"filing_date":""},{"id":15095,"accession_number":"0001709442-26-000041","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"FirstSun discloses material adverse credit events affecting Q2 2026 results: a $22.0 million charge-off on a $23.6 million asset-based loan involving alleged borrower fraud, and a $12.9 million charge-off on a $16.0 million commercial loan due to borrower deterioration. The filing updates full-year 2026 credit outlook, projecting net charge-offs to average loans in the high 50s basis points and allowance for credit losses in the mid-140s to 150s basis points. While these are credit-related losses, they do not fit the specific \"material_impairment\" category (which typically applies to asset write-downs, goodwill impairment, or intangible asset charges) but rather represent loan charge-offs and provision increases that are clearly material to investor assessment of the bank's financial condition and asset quality.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-10T10:44:10.397489+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":15094,"accession_number":"0001709442-26-000041","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"Item 2.02 is the standard disclosure location for earnings releases and financial results. The filing references incorporation of Item 7.01 (Other Events), which typically contains the detailed earnings announcement or press release. This is a material disclosure affecting investor assessment of the registrant's financial performance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-10T10:44:10.397489+00:00","company_name":"FIRSTSUN CAPITAL BANCORP","ticker":"FSUN","filing_date":"2026-07-09"},{"id":15095,"accession_number":"0001709442-26-000041","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"FirstSun discloses material adverse credit events affecting Q2 2026 results: a $22.0 million charge-off on a $23.6 million asset-based loan involving alleged borrower fraud, and a $12.9 million charge-off on a $16.0 million commercial loan due to borrower deterioration. The filing updates full-year 2026 credit outlook, projecting net charge-offs to average loans in the high 50s basis points and allowance for credit losses in the mid-140s to 150s basis points. While these are credit-related losses, they do not fit the specific \"material_impairment\" category (which typically applies to asset write-downs, goodwill impairment, or intangible asset charges) but rather represent loan charge-offs and provision increases that are clearly material to investor assessment of the bank's financial condition and asset quality.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-10T10:44:10.397489+00:00","company_name":"FIRSTSUN CAPITAL BANCORP","ticker":"FSUN","filing_date":"2026-07-09"}]}