{"filing":{"accession_number":"0001690639-26-000040","cik":"0001690639","ticker":"VBNK","company_name":"VersaBank","form":"6-K","filing_date":"2026-07-09","report_date":null,"primary_document":"a6-kxsecondecnsubsidiarypa.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1690639/000169063926000040/a6-kxsecondecnsubsidiarypa.htm"},"events":[{"id":16784,"run_id":15013,"accession_number":"0001690639-26-000040","anchor_item_number":"EX-99.1","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.85,"summary":"VersaBank announced that its US subsidiary has entered into an agreement with an ECN Capital subsidiary to utilize VersaBank's Structured Receivable Program (SRP), with expected contributions of at least US$300 million annually and potential growth beyond US$500 million per year. This represents a material operational and strategic partnership expansion in VersaBank's core SRP business line, though it does not constitute a discrete M\u0026A transaction, debt issuance, or other specifically-named event type. The disclosure emphasizes the program's growth trajectory and competitive positioning in the point-of-sale financing market.","company_name":"VersaBank","ticker":"VBNK","filing_date":"2026-07-09","form":"6-K","submitted_at":null,"items":[{"id":14983,"accession_number":"0001690639-26-000040","item_number":"EX-99.1","item_title":"secondecnsubsidiarypartn.htm","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.85,"reasoning":"VersaBank announced that its US subsidiary has entered into an agreement with an ECN Capital subsidiary to utilize VersaBank's Structured Receivable Program (SRP), with expected contributions of at least US$300 million annually and potential growth beyond US$500 million per year. This represents a material operational and strategic partnership expansion in VersaBank's core SRP business line, though it does not constitute a discrete M\u0026A transaction, debt issuance, or other specifically-named event type. The disclosure emphasizes the program's growth trajectory and competitive positioning in the point-of-sale financing market.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-07-10T10:28:07.502226+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":14983,"accession_number":"0001690639-26-000040","item_number":"EX-99.1","item_title":"secondecnsubsidiarypartn.htm","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.85,"reasoning":"VersaBank announced that its US subsidiary has entered into an agreement with an ECN Capital subsidiary to utilize VersaBank's Structured Receivable Program (SRP), with expected contributions of at least US$300 million annually and potential growth beyond US$500 million per year. This represents a material operational and strategic partnership expansion in VersaBank's core SRP business line, though it does not constitute a discrete M\u0026A transaction, debt issuance, or other specifically-named event type. The disclosure emphasizes the program's growth trajectory and competitive positioning in the point-of-sale financing market.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-07-10T10:28:07.502226+00:00","company_name":"VersaBank","ticker":"VBNK","filing_date":"2026-07-09"}]}