{"filing":{"accession_number":"0001683168-26-005511","cik":"0000889609","ticker":"CPSS","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","form":"8-K","filing_date":"2026-07-14","report_date":null,"primary_document":"cps_8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316826005511/cps_8k.htm"},"events":[{"id":17822,"run_id":15984,"accession_number":"0001683168-26-005511","anchor_item_number":"2.03","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"summary":"Consumer Portfolio Services amended and renewed its revolving credit facility with Citibank, N.A., increasing borrowing capacity from $335 million to $508 million (a $173 million increase) with a funding termination date of July 17, 2028. This material modification to the company's direct financial obligations will support its core business of purchasing automobile receivables.","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","filing_date":"2026-07-14","form":"8-K","submitted_at":null,"items":[{"id":16434,"accession_number":"0001683168-26-005511","item_number":"1.01","item_title":"Entry into a Material Definitive","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"CPS amended and renewed a revolving credit facility with Citibank, N.A., increasing capacity from $335 million to $508 million with a funding termination date of July 17, 2028. This represents a material modification to an existing direct financial obligation—a $173 million increase in borrowing capacity secured by automobile receivables. While technically an amendment to an existing agreement rather than a new issuance, the substantial increase in capacity and renewal terms constitute a material creation or modification of financial obligations requiring 8-K disclosure under Item 1.01.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-14T19:11:44.540019+00:00","company_name":"","ticker":null,"filing_date":""},{"id":16435,"accession_number":"0001683168-26-005511","item_number":"2.03","item_title":"Creation of a Direct Financial","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"CPS renewed and expanded its revolving credit facility with Citibank, N.A., increasing capacity from $335 million to $508 million with a two-year revolving period through July 17, 2028. This is a material creation of a direct financial obligation under Item 2.03, as the company is establishing a new credit arrangement that will fund its core business of purchasing automobile receivables.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-14T19:11:44.540019+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":16434,"accession_number":"0001683168-26-005511","item_number":"1.01","item_title":"Entry into a Material Definitive","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"CPS amended and renewed a revolving credit facility with Citibank, N.A., increasing capacity from $335 million to $508 million with a funding termination date of July 17, 2028. This represents a material modification to an existing direct financial obligation—a $173 million increase in borrowing capacity secured by automobile receivables. While technically an amendment to an existing agreement rather than a new issuance, the substantial increase in capacity and renewal terms constitute a material creation or modification of financial obligations requiring 8-K disclosure under Item 1.01.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-14T19:11:44.540019+00:00","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","filing_date":"2026-07-14"},{"id":16435,"accession_number":"0001683168-26-005511","item_number":"2.03","item_title":"Creation of a Direct Financial","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"CPS renewed and expanded its revolving credit facility with Citibank, N.A., increasing capacity from $335 million to $508 million with a two-year revolving period through July 17, 2028. This is a material creation of a direct financial obligation under Item 2.03, as the company is establishing a new credit arrangement that will fund its core business of purchasing automobile receivables.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-14T19:11:44.540019+00:00","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","ticker":"CPSS","filing_date":"2026-07-14"}]}