{"filing":{"accession_number":"0001628280-26-066702","cik":"0001587987","ticker":"NEWTH","company_name":"NewtekOne, Inc.","form":"8-K","filing_date":"2026-10-21","report_date":"2026-10-21","primary_document":"newt-20261021.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1587987/000162828026066702/newt-20261021.htm"},"events":[{"id":36728,"run_id":33862,"accession_number":"0001628280-26-066702","anchor_item_number":"2.03","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"summary":"NewtekOne exchanged $24.0 million of existing 8.125% Senior Notes due 2027 for newly issued 8.125% Fixed Rate Senior Notes due February 1, 2029, extending the maturity by approximately two years. This debt restructuring constitutes creation of a new direct financial obligation and represents a material capital structure event affecting the company's debt profile and refinancing risk.","company_name":"NewtekOne, Inc.","ticker":"NEWTH","filing_date":"2026-10-21","form":"8-K","submitted_at":null,"items":[{"id":41236,"accession_number":"0001628280-26-066702","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"Item 2.03 is the dedicated 8-K item for creation of direct financial obligations (debt issuance, credit facilities, term loans). The filing explicitly references Item 2.03 and incorporates Item 8.01 by reference, indicating a material debt or financial obligation event. While the specific details are deferred to Item 8.01, the Item 2.03 heading itself signals a debt-related disclosure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-21T20:21:19.834397+00:00","company_name":"","ticker":null,"filing_date":""},{"id":41237,"accession_number":"0001628280-26-066702","item_number":"8.01","item_title":"Other Events","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"NewtekOne exchanged $24.0 million of existing 8.125% Senior Notes due 2027 for newly issued 8.125% Fixed Rate Senior Notes due February 1, 2029, extending the maturity by approximately two years. This constitutes creation of a new direct financial obligation through debt restructuring. While the exchange involves existing debt holders, the issuance of new notes with modified terms represents a material capital structure event that would affect investor assessment of the company's debt profile and refinancing risk.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-21T20:21:19.834397+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":41236,"accession_number":"0001628280-26-066702","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"Item 2.03 is the dedicated 8-K item for creation of direct financial obligations (debt issuance, credit facilities, term loans). The filing explicitly references Item 2.03 and incorporates Item 8.01 by reference, indicating a material debt or financial obligation event. While the specific details are deferred to Item 8.01, the Item 2.03 heading itself signals a debt-related disclosure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-21T20:21:19.834397+00:00","company_name":"NewtekOne, Inc.","ticker":"NEWTH","filing_date":"2026-10-21"},{"id":41237,"accession_number":"0001628280-26-066702","item_number":"8.01","item_title":"Other Events","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"NewtekOne exchanged $24.0 million of existing 8.125% Senior Notes due 2027 for newly issued 8.125% Fixed Rate Senior Notes due February 1, 2029, extending the maturity by approximately two years. This constitutes creation of a new direct financial obligation through debt restructuring. While the exchange involves existing debt holders, the issuance of new notes with modified terms represents a material capital structure event that would affect investor assessment of the company's debt profile and refinancing risk.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-21T20:21:19.834397+00:00","company_name":"NewtekOne, Inc.","ticker":"NEWTH","filing_date":"2026-10-21"}]}