{"filing":{"accession_number":"0001628280-26-066494","cik":"0002067129","ticker":"NP","company_name":"Neptune Insurance Holdings Inc.","form":"8-K","filing_date":"2026-10-20","report_date":"2026-10-20","primary_document":"np-20261020.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/2067129/000162828026066494/np-20261020.htm"},"events":[{"id":36425,"run_id":33589,"accession_number":"0001628280-26-066494","anchor_item_number":"2.02","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"summary":"Neptune Insurance Holdings Inc. issued a press release on October 20, 2026, announcing third quarter 2026 financial results with revenue growth of 34% to $59.6 million, net income increase of 50% to $17.3 million, and adjusted EBITDA growth of 38% to $36.8 million.","company_name":"Neptune Insurance Holdings Inc.","ticker":"NP","filing_date":"2026-10-20","form":"8-K","submitted_at":null,"items":[{"id":40836,"accession_number":"0001628280-26-066494","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"Neptune Insurance Holdings Inc. issued a press release on October 20, 2026, announcing its financial results for the third quarter ended September 30, 2026. The disclosure includes revenue growth of 34% to $59.6 million, net income increase of 50% to $17.3 million, and adjusted EBITDA growth of 38% to $36.8 million, with detailed reconciliations of non-GAAP measures and per-share metrics. This is a standard quarterly earnings release filed under Item 2.02 with exhibits 99.1 and 99.2 attached.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-20T20:16:58.334053+00:00","company_name":"","ticker":null,"filing_date":""}]},{"id":36426,"run_id":33589,"accession_number":"0001628280-26-066494","anchor_item_number":"5.02","event_type":"exec_appointment","event_domain":"governance","is_material":true,"confidence":0.85,"summary":"Cristian Melej, a current board member, was appointed as Chief Financial Officer, principal financial officer, and principal accounting officer effective upon the filing of the 2026 10-K, bringing substantial CFO experience from prior roles including Hingham Institution for Savings since 2016.","company_name":"Neptune Insurance Holdings Inc.","ticker":"NP","filing_date":"2026-10-20","form":"8-K","submitted_at":null,"items":[{"id":40837,"accession_number":"0001628280-26-066494","item_number":"5.02","item_title":"Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.","event_type":"exec_appointment","event_domain":"governance","is_material":true,"confidence":0.85,"reasoning":"The filing discloses the appointment of Cristian Melej, a current board member, as Chief Financial Officer, principal financial officer, and principal accounting officer effective upon the filing of the 2026 10-K. While the section also mentions Jim Steiner's resignation as CFO, the principal disclosed action centers on Melej's appointment to the CFO role. Melej brings substantial CFO experience from Hingham Institution for Savings (since 2016) and prior roles, making this a material executive appointment. The compensation terms are noted as not yet determined but will be disclosed in an amendment.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-20T20:16:58.334053+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":40836,"accession_number":"0001628280-26-066494","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"Neptune Insurance Holdings Inc. issued a press release on October 20, 2026, announcing its financial results for the third quarter ended September 30, 2026. The disclosure includes revenue growth of 34% to $59.6 million, net income increase of 50% to $17.3 million, and adjusted EBITDA growth of 38% to $36.8 million, with detailed reconciliations of non-GAAP measures and per-share metrics. This is a standard quarterly earnings release filed under Item 2.02 with exhibits 99.1 and 99.2 attached.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-20T20:16:58.334053+00:00","company_name":"Neptune Insurance Holdings Inc.","ticker":"NP","filing_date":"2026-10-20"},{"id":40837,"accession_number":"0001628280-26-066494","item_number":"5.02","item_title":"Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.","event_type":"exec_appointment","event_domain":"governance","is_material":true,"confidence":0.85,"reasoning":"The filing discloses the appointment of Cristian Melej, a current board member, as Chief Financial Officer, principal financial officer, and principal accounting officer effective upon the filing of the 2026 10-K. While the section also mentions Jim Steiner's resignation as CFO, the principal disclosed action centers on Melej's appointment to the CFO role. Melej brings substantial CFO experience from Hingham Institution for Savings (since 2016) and prior roles, making this a material executive appointment. The compensation terms are noted as not yet determined but will be disclosed in an amendment.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-20T20:16:58.334053+00:00","company_name":"Neptune Insurance Holdings Inc.","ticker":"NP","filing_date":"2026-10-20"}]}