{"filing":{"accession_number":"0001628280-26-051897","cik":"0001828937","ticker":"FOA","company_name":"Finance of America Companies Inc.","form":"8-K","filing_date":"2026-08-03","report_date":"2026-07-31","primary_document":"foa-20260731.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1828937/000162828026051897/foa-20260731.htm"},"events":[{"id":23127,"run_id":20929,"accession_number":"0001628280-26-051897","anchor_item_number":"1.01","event_type":"governance_other","event_domain":"governance","is_material":false,"confidence":0.72,"summary":"The Company amended the operating agreement of subsidiary FOAEC to clarify transfer restrictions, modify voting procedures for board action, and incorporate technical updates to the UP-C subsidiary's governance framework.","company_name":"Finance of America Companies Inc.","ticker":"FOA","filing_date":"2026-08-03","form":"8-K","submitted_at":null,"items":[{"id":23275,"accession_number":"0001628280-26-051897","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"governance_other","event_domain":"governance","is_material":false,"confidence":0.72,"reasoning":"The disclosure concerns an amendment to the operating agreement of a subsidiary (FOAEC) that clarifies transfer restrictions, modifies voting procedures for board action, and incorporates technical updates. While filed under Item 1.01 (Material Definitive Agreement), the substance is primarily governance-related—internal structural clarifications to the UP-C subsidiary's governance framework rather than a material business transaction or financial obligation. The changes are administrative in nature (clarifications, conforming updates, voting procedure modifications) and do not appear to create new material financial or operational commitments.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-04T00:35:42.132184+00:00","company_name":"","ticker":null,"filing_date":""}]},{"id":23128,"run_id":20929,"accession_number":"0001628280-26-051897","anchor_item_number":"5.03","event_type":"governance_other","event_domain":"governance","is_material":true,"confidence":0.65,"summary":"The Company disclosed a material modification to security holder rights through amendments to its Certificate of Incorporation and Bylaws, incorporating governance changes related to Class B Common Stock reclassification, officer exculpation, and procedural updates for stockholder meetings and director nominations.","company_name":"Finance of America Companies Inc.","ticker":"FOA","filing_date":"2026-08-03","form":"8-K","submitted_at":null,"items":[{"id":23276,"accession_number":"0001628280-26-051897","item_number":"3.03","item_title":"Material Modification to Rights of Security Holders.","event_type":"governance_other","event_domain":"governance","is_material":true,"confidence":0.65,"reasoning":"Item 3.03 discloses a material modification to security holder rights by incorporating Items 1.01 and 5.03. Without access to those referenced items, the specific nature of the modification cannot be determined with certainty. However, Item 3.03 modifications typically involve charter amendments, voting rights changes, or similar governance matters affecting security holders. The incorporation-by-reference structure suggests a governance event, though the materiality and specific type depend on the content of Items 1.01 (Business Combinations) and 5.03 (Amendments to Articles of Incorporation or Bylaws).","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-04T00:35:42.132184+00:00","company_name":"","ticker":null,"filing_date":""},{"id":23277,"accession_number":"0001628280-26-051897","item_number":"5.03","item_title":"Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.","event_type":"governance_other","event_domain":"governance","is_material":false,"confidence":0.85,"reasoning":"This disclosure concerns amendments to the Company's Certificate of Incorporation and Bylaws, which are governance matters. The A\u0026R Charter reclassifies Class B Common Stock, provides for officer exculpation under Delaware law, and reflects technical changes related to Blackstone equity repurchase. The A\u0026R Bylaws update procedural requirements for stockholder meetings and director nominations to comply with recent Delaware law and SEC rules. While these are governance-related, they are primarily administrative and technical in nature—reflecting compliance with law changes and procedural clarifications rather than substantive changes to control, board composition, or shareholder rights that would materially affect investor assessment.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-04T00:35:42.132184+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":23275,"accession_number":"0001628280-26-051897","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"governance_other","event_domain":"governance","is_material":false,"confidence":0.72,"reasoning":"The disclosure concerns an amendment to the operating agreement of a subsidiary (FOAEC) that clarifies transfer restrictions, modifies voting procedures for board action, and incorporates technical updates. While filed under Item 1.01 (Material Definitive Agreement), the substance is primarily governance-related—internal structural clarifications to the UP-C subsidiary's governance framework rather than a material business transaction or financial obligation. The changes are administrative in nature (clarifications, conforming updates, voting procedure modifications) and do not appear to create new material financial or operational commitments.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-04T00:35:42.132184+00:00","company_name":"Finance of America Companies Inc.","ticker":"FOA","filing_date":"2026-08-03"},{"id":23276,"accession_number":"0001628280-26-051897","item_number":"3.03","item_title":"Material Modification to Rights of Security Holders.","event_type":"governance_other","event_domain":"governance","is_material":true,"confidence":0.65,"reasoning":"Item 3.03 discloses a material modification to security holder rights by incorporating Items 1.01 and 5.03. Without access to those referenced items, the specific nature of the modification cannot be determined with certainty. However, Item 3.03 modifications typically involve charter amendments, voting rights changes, or similar governance matters affecting security holders. The incorporation-by-reference structure suggests a governance event, though the materiality and specific type depend on the content of Items 1.01 (Business Combinations) and 5.03 (Amendments to Articles of Incorporation or Bylaws).","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-04T00:35:42.132184+00:00","company_name":"Finance of America Companies Inc.","ticker":"FOA","filing_date":"2026-08-03"},{"id":23277,"accession_number":"0001628280-26-051897","item_number":"5.03","item_title":"Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.","event_type":"governance_other","event_domain":"governance","is_material":false,"confidence":0.85,"reasoning":"This disclosure concerns amendments to the Company's Certificate of Incorporation and Bylaws, which are governance matters. The A\u0026R Charter reclassifies Class B Common Stock, provides for officer exculpation under Delaware law, and reflects technical changes related to Blackstone equity repurchase. The A\u0026R Bylaws update procedural requirements for stockholder meetings and director nominations to comply with recent Delaware law and SEC rules. While these are governance-related, they are primarily administrative and technical in nature—reflecting compliance with law changes and procedural clarifications rather than substantive changes to control, board composition, or shareholder rights that would materially affect investor assessment.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-04T00:35:42.132184+00:00","company_name":"Finance of America Companies Inc.","ticker":"FOA","filing_date":"2026-08-03"}]}