{"filing":{"accession_number":"0001628280-26-047131","cik":"0002003292","ticker":"KLAR","company_name":"Klarna Group plc","form":"6-K","filing_date":"2026-07-06","report_date":null,"primary_document":"form6-kxklarnagroupplcilca.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/2003292/000162828026047131/form6-kxklarnagroupplcilca.htm"},"events":[{"id":16179,"run_id":14438,"accession_number":"0001628280-26-047131","anchor_item_number":"EX-99.1","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.85,"summary":"Klarna announced submission of applications to the Utah Department of Financial Institutions and FDIC to establish Klarna Bank USA, a Utah-chartered industrial bank. This represents a material strategic and operational milestone—the company's transition from operating through partner banks to establishing its own U.S. banking subsidiary with independent governance and FDIC insurance. While not a discrete M\u0026A transaction, debt issuance, or other named event type, this regulatory application and proposed charter expansion is a significant operational and strategic development that would affect a reasonable investor's assessment of the company's growth trajectory and competitive positioning in the U.S. market.","company_name":"Klarna Group plc","ticker":"KLAR","filing_date":"2026-07-06","form":"6-K","submitted_at":null,"items":[{"id":14205,"accession_number":"0001628280-26-047131","item_number":"EX-99.1","item_title":"exhibit991ilcapplication.htm","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.85,"reasoning":"Klarna announced submission of applications to the Utah Department of Financial Institutions and FDIC to establish Klarna Bank USA, a Utah-chartered industrial bank. This represents a material strategic and operational milestone—the company's transition from operating through partner banks to establishing its own U.S. banking subsidiary with independent governance and FDIC insurance. While not a discrete M\u0026A transaction, debt issuance, or other named event type, this regulatory application and proposed charter expansion is a significant operational and strategic development that would affect a reasonable investor's assessment of the company's growth trajectory and competitive positioning in the U.S. market.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-07-06T13:49:38.150695+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":14205,"accession_number":"0001628280-26-047131","item_number":"EX-99.1","item_title":"exhibit991ilcapplication.htm","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.85,"reasoning":"Klarna announced submission of applications to the Utah Department of Financial Institutions and FDIC to establish Klarna Bank USA, a Utah-chartered industrial bank. This represents a material strategic and operational milestone—the company's transition from operating through partner banks to establishing its own U.S. banking subsidiary with independent governance and FDIC insurance. While not a discrete M\u0026A transaction, debt issuance, or other named event type, this regulatory application and proposed charter expansion is a significant operational and strategic development that would affect a reasonable investor's assessment of the company's growth trajectory and competitive positioning in the U.S. market.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-07-06T13:49:38.150695+00:00","company_name":"Klarna Group plc","ticker":"KLAR","filing_date":"2026-07-06"}]}