{"filing":{"accession_number":"0001562463-26-000092","cik":"0001562463","ticker":"INBKZ","company_name":"First Internet Bancorp","form":"8-K","filing_date":"2026-09-10","report_date":"2026-09-10","primary_document":"inbk-20260910.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1562463/000156246326000092/inbk-20260910.htm"},"events":[{"id":32683,"run_id":30044,"accession_number":"0001562463-26-000092","anchor_item_number":"2.03","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"summary":"First Internet Bancorp completed a private placement of $20.5 million in 8.0% Fixed-to-Floating Rate Subordinated Notes due 2036 on September 10, 2026. The notes qualify as Tier 2 capital for regulatory purposes, and proceeds will be used for general corporate purposes and potential redemption of higher-rate existing indebtedness.","company_name":"First Internet Bancorp","ticker":"INBKZ","filing_date":"2026-09-10","form":"8-K","submitted_at":null,"items":[{"id":35916,"accession_number":"0001562463-26-000092","item_number":"1.01","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"First Internet Bancorp entered into a Subordinated Note Purchase Agreement on September 10, 2026, issuing $20.5 million in 8.0% Fixed-to-Floating Rate Subordinated Notes due 2036. This is a creation of a new direct financial obligation through debt issuance. The company intends to use proceeds for general corporate purposes and potential redemption of higher-rate existing indebtedness. The notes are structured to qualify as Tier 2 capital for regulatory purposes, indicating material significance to the registrant's capital structure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-10T20:22:56.171033+00:00","company_name":"","ticker":null,"filing_date":""},{"id":35917,"accession_number":"0001562463-26-000092","item_number":"2.03","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"First Internet Bancorp completed a private placement of $20.5 million in 8.0% fixed-to-floating rate subordinated notes due 2036, creating a direct financial obligation. The notes are structured to qualify as Tier 2 capital for regulatory purposes, and the company intends to use proceeds for general corporate purposes including potential redemption of higher-rate existing indebtedness. This is a material debt issuance requiring Item 2.03 disclosure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-10T20:22:56.171033+00:00","company_name":"","ticker":null,"filing_date":""},{"id":35918,"accession_number":"0001562463-26-000092","item_number":"7.01","item_title":"Regulation FD Disclosure","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"First Internet Bancorp completed a private placement of $20.5 million in 8.0% fixed-to-floating rate subordinated notes due 2036, creating a new direct financial obligation. The press release explicitly states the offering is complete and describes the terms, interest rates, and redemption features. This is a material debt issuance event, distinct from a covenant breach or other debt-related trouble, and the company intends to use proceeds for general corporate purposes including potential redemption of higher-rate existing indebtedness.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-10T20:22:56.171033+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":35916,"accession_number":"0001562463-26-000092","item_number":"1.01","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"First Internet Bancorp entered into a Subordinated Note Purchase Agreement on September 10, 2026, issuing $20.5 million in 8.0% Fixed-to-Floating Rate Subordinated Notes due 2036. This is a creation of a new direct financial obligation through debt issuance. The company intends to use proceeds for general corporate purposes and potential redemption of higher-rate existing indebtedness. The notes are structured to qualify as Tier 2 capital for regulatory purposes, indicating material significance to the registrant's capital structure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-10T20:22:56.171033+00:00","company_name":"First Internet Bancorp","ticker":"INBKZ","filing_date":"2026-09-10"},{"id":35917,"accession_number":"0001562463-26-000092","item_number":"2.03","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"First Internet Bancorp completed a private placement of $20.5 million in 8.0% fixed-to-floating rate subordinated notes due 2036, creating a direct financial obligation. The notes are structured to qualify as Tier 2 capital for regulatory purposes, and the company intends to use proceeds for general corporate purposes including potential redemption of higher-rate existing indebtedness. This is a material debt issuance requiring Item 2.03 disclosure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-10T20:22:56.171033+00:00","company_name":"First Internet Bancorp","ticker":"INBKZ","filing_date":"2026-09-10"},{"id":35918,"accession_number":"0001562463-26-000092","item_number":"7.01","item_title":"Regulation FD Disclosure","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"First Internet Bancorp completed a private placement of $20.5 million in 8.0% fixed-to-floating rate subordinated notes due 2036, creating a new direct financial obligation. The press release explicitly states the offering is complete and describes the terms, interest rates, and redemption features. This is a material debt issuance event, distinct from a covenant breach or other debt-related trouble, and the company intends to use proceeds for general corporate purposes including potential redemption of higher-rate existing indebtedness.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-10T20:22:56.171033+00:00","company_name":"First Internet Bancorp","ticker":"INBKZ","filing_date":"2026-09-10"}]}