{"filing":{"accession_number":"0001493152-26-039232","cik":"0001288855","ticker":"OPHC","company_name":"OptimumBank Holdings, Inc.","form":"8-K","filing_date":"2026-08-19","report_date":"2026-08-19","primary_document":"form8-k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1288855/000149315226039232/form8-k.htm"},"events":[{"id":28568,"run_id":26139,"accession_number":"0001493152-26-039232","anchor_item_number":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"summary":"OptimumBank Holdings entered into a Subordinated Note Purchase Agreement on August 19, 2026, issuing $35.0 million in aggregate principal amount of 7.50% Fixed-to-Floating Rate Subordinated Notes due 2036. This is a clear creation of a new direct financial obligation disclosed under Item 1.01 and Item 2.03, representing a material debt issuance that would affect investor assessment of the company's capital structure and financial obligations.","company_name":"OptimumBank Holdings, Inc.","ticker":"OPHC","filing_date":"2026-08-19","form":"8-K","submitted_at":null,"items":null}],"classifications":[{"id":30558,"accession_number":"0001493152-26-039232","item_number":null,"item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"OptimumBank Holdings entered into a Subordinated Note Purchase Agreement on August 19, 2026, issuing $35.0 million in aggregate principal amount of 7.50% Fixed-to-Floating Rate Subordinated Notes due 2036. This is a clear creation of a new direct financial obligation disclosed under Item 1.01 and Item 2.03, representing a material debt issuance that would affect investor assessment of the company's capital structure and financial obligations.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-19T20:45:41.818263+00:00","company_name":"OptimumBank Holdings, Inc.","ticker":"OPHC","filing_date":"2026-08-19"}]}