{"filing":{"accession_number":"0001437749-26-029554","cik":"0001690639","ticker":"VBNK","company_name":"VersaBank","form":"6-K","filing_date":"2026-09-03","report_date":"2026-07-31","primary_document":"versb20260825_6k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1690639/000143774926029554/versb20260825_6k.htm"},"events":[{"id":31462,"run_id":28869,"accession_number":"0001437749-26-029554","anchor_item_number":"EX-99.3","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"summary":"VersaBank announced third quarter fiscal 2026 financial results for the period ended July 31, 2026, reporting net income of $10.1 million (53% YoY growth), adjusted core net income of $12.3 million (27% YoY growth), revenue of $38.8 million (23% YoY growth), and total assets of $6.9 billion (26% YoY growth), with segmented results by business line and management commentary.","company_name":"VersaBank","ticker":"VBNK","filing_date":"2026-09-03","form":"6-K","submitted_at":null,"items":[{"id":34347,"accession_number":"0001437749-26-029554","item_number":"EX-99.3","item_title":"ex_1010554.htm","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"This is a press release announcing VersaBank's third quarter fiscal 2026 financial results for the period ended July 31, 2026. The exhibit discloses consolidated financial summary tables, segmented results by business line, net income of $10.1 million (53% YoY growth), adjusted core net income of $12.3 million (27% YoY growth), revenue of $38.8 million (23% YoY growth), and total assets of $6.9 billion (26% YoY growth). The release includes management commentary and operational highlights. This is a discrete earnings announcement, not a periodic financial report filing itself.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-09-03T11:02:18.906415+00:00","company_name":"","ticker":null,"filing_date":""}]},{"id":31463,"run_id":28869,"accession_number":"0001437749-26-029554","anchor_item_number":"EX-99.4","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.98,"summary":"VersaBank declared a cash dividend of CAD $0.025 per Common Share for the quarter ending October 31, 2026, payable October 31, 2026, to shareholders of record on October 9, 2026.","company_name":"VersaBank","ticker":"VBNK","filing_date":"2026-09-03","form":"6-K","submitted_at":null,"items":[{"id":34348,"accession_number":"0001437749-26-029554","item_number":"EX-99.4","item_title":"ex_1009174.htm","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"VersaBank announces a cash dividend declaration of CAD $0.025 per Common Share for the quarter ending October 31, 2026, payable October 31, 2026, to shareholders of record on October 9, 2026. This is a straightforward dividend distribution announcement, which is material to shareholders as it affects their return on investment and is a routine but significant capital allocation decision.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-09-03T11:02:18.906415+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":34345,"accession_number":"0001437749-26-029554","item_number":"EX-99.1","item_title":"ex_1009993.htm","event_type":"periodic_interim","event_domain":"periodic","is_material":false,"confidence":0.92,"reasoning":"This exhibit is a periodic interim financial report for VersaBank covering the period ended July 31, 2026. The document contains XBRL-tagged financial data with balance sheet items (loans, provisions, equity components), period-end dates spanning multiple quarters, and detailed loan portfolio breakdowns by stage and category. The narrative disclosure about the Stablecorp investment disposal (a $82,000 gain in December 2025) is incidental detail within a broader financial statement filing, not a discrete event announcement. This is the financial report itself, not a results press release.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-09-03T11:02:18.906415+00:00","company_name":"VersaBank","ticker":"VBNK","filing_date":"2026-09-03"},{"id":34346,"accession_number":"0001437749-26-029554","item_number":"EX-99.2","item_title":"ex_1009994.htm","event_type":"periodic_quarterly","event_domain":"periodic","is_material":false,"confidence":0.95,"reasoning":"This exhibit is VersaBank's Management's Discussion and Analysis (\"MD\u0026A\") for the third quarter of fiscal 2026, dated September 1, 2026, covering the period ended July 31, 2026. The document explicitly states it \"should be read in conjunction with the unaudited interim consolidated financial statements for the period ended July 31, 2026\" and contains standard MD\u0026A sections (Strategy, Financial Review, Capital Management, Results of Operating Segments, Summary of Quarterly Results). This is a periodic quarterly financial report itself, not a discrete event or earnings release announcement.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-09-03T11:02:18.906415+00:00","company_name":"VersaBank","ticker":"VBNK","filing_date":"2026-09-03"},{"id":34347,"accession_number":"0001437749-26-029554","item_number":"EX-99.3","item_title":"ex_1010554.htm","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"This is a press release announcing VersaBank's third quarter fiscal 2026 financial results for the period ended July 31, 2026. The exhibit discloses consolidated financial summary tables, segmented results by business line, net income of $10.1 million (53% YoY growth), adjusted core net income of $12.3 million (27% YoY growth), revenue of $38.8 million (23% YoY growth), and total assets of $6.9 billion (26% YoY growth). The release includes management commentary and operational highlights. This is a discrete earnings announcement, not a periodic financial report filing itself.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-09-03T11:02:18.906415+00:00","company_name":"VersaBank","ticker":"VBNK","filing_date":"2026-09-03"},{"id":34348,"accession_number":"0001437749-26-029554","item_number":"EX-99.4","item_title":"ex_1009174.htm","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"VersaBank announces a cash dividend declaration of CAD $0.025 per Common Share for the quarter ending October 31, 2026, payable October 31, 2026, to shareholders of record on October 9, 2026. This is a straightforward dividend distribution announcement, which is material to shareholders as it affects their return on investment and is a routine but significant capital allocation decision.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-09-03T11:02:18.906415+00:00","company_name":"VersaBank","ticker":"VBNK","filing_date":"2026-09-03"},{"id":34349,"accession_number":"0001437749-26-029554","item_number":"EX-99.5","item_title":"ex_1009175.htm","event_type":"periodic_interim","event_domain":"periodic","is_material":false,"confidence":0.95,"reasoning":"This is a Form 52-109F2 certification of interim filings for the period ended July 31, 2026. The document certifies the interim financial statements and interim MD\u0026A, which are periodic interim financial reports required under Canadian securities law. The certification itself is a procedural/administrative document accompanying the interim financial report, not a discrete event disclosure. Interim financial reports are deferred for separate processing as periodic_interim.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-09-03T11:02:18.906415+00:00","company_name":"VersaBank","ticker":"VBNK","filing_date":"2026-09-03"},{"id":34350,"accession_number":"0001437749-26-029554","item_number":"EX-99.6","item_title":"ex_1009176.htm","event_type":"periodic_interim","event_domain":"periodic","is_material":false,"confidence":0.95,"reasoning":"This is a Form 52-109F2 certification of interim filings by the CFO for the interim period ended July 31, 2026. The document certifies the interim financial statements and MD\u0026A, not a discrete event. It is a routine compliance certification accompanying a periodic interim financial report, not a material event disclosure.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-09-03T11:02:18.906415+00:00","company_name":"VersaBank","ticker":"VBNK","filing_date":"2026-09-03"}]}