{"filing":{"accession_number":"0001437749-26-026574","cik":"0001074902","ticker":"LCNB","company_name":"LCNB CORP","form":"8-K","filing_date":"2026-08-07","report_date":"2026-08-07","primary_document":"lcnb20260806_8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1074902/000143774926026574/lcnb20260806_8k.htm"},"events":[{"id":26192,"run_id":23789,"accession_number":"0001437749-26-026574","anchor_item_number":"2.03","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.96,"summary":"LCNB Corp. closed a private placement of $25.0 million in 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036 on August 7, 2026. The notes qualify as Tier 2 capital for regulatory purposes, with proceeds to be used to repay approximately $8.8 million of existing long-term debt and for general corporate purposes including supporting growth at LCNB National Bank.","company_name":"LCNB CORP","ticker":"LCNB","filing_date":"2026-08-07","form":"8-K","submitted_at":null,"items":[{"id":27223,"accession_number":"0001437749-26-026574","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"LCNB Corp. entered into Subordinated Note Purchase Agreements on August 7, 2026, issuing $25 million in aggregate principal amount of 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036. This is a creation of a new direct financial obligation through debt issuance, disclosed under Item 1.01 (Entry into a Material Definitive Agreement). The company intends to use proceeds for refinancing senior indebtedness and general corporate purposes, which is material to investors assessing the registrant's capital structure and financial obligations.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-10T02:15:44.233630+00:00","company_name":"","ticker":null,"filing_date":""},{"id":27224,"accession_number":"0001437749-26-026574","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"LCNB Corp. closed a private placement of $25.0 million in 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036. Item 2.03 explicitly addresses \"Creation of a Direct Financial Obligation,\" and the press release confirms the closing of this debt offering with specific terms (fixed rate for 5 years, then SOFR+234bps, callable after August 2031). The notes qualify as Tier 2 capital for regulatory purposes, and proceeds will repay $8.8 million of existing debt and support growth—a material capital event for a bank holding company.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-10T02:15:44.233630+00:00","company_name":"","ticker":null,"filing_date":""},{"id":27225,"accession_number":"0001437749-26-026574","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"LCNB Corp. announced the closing of a private placement of $25.0 million in aggregate principal amount of 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036. This represents the creation of a new direct financial obligation through debt issuance. The company intends to use net proceeds to repay approximately $8.8 million of existing long-term debt and for general corporate purposes, including supporting growth at LCNB National Bank. The Notes qualify as Tier 2 capital for regulatory purposes, making this a material capital-raising event for a financial institution.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-10T02:15:44.233630+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":27223,"accession_number":"0001437749-26-026574","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"LCNB Corp. entered into Subordinated Note Purchase Agreements on August 7, 2026, issuing $25 million in aggregate principal amount of 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036. This is a creation of a new direct financial obligation through debt issuance, disclosed under Item 1.01 (Entry into a Material Definitive Agreement). The company intends to use proceeds for refinancing senior indebtedness and general corporate purposes, which is material to investors assessing the registrant's capital structure and financial obligations.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-10T02:15:44.233630+00:00","company_name":"LCNB CORP","ticker":"LCNB","filing_date":"2026-08-07"},{"id":27224,"accession_number":"0001437749-26-026574","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"LCNB Corp. closed a private placement of $25.0 million in 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036. Item 2.03 explicitly addresses \"Creation of a Direct Financial Obligation,\" and the press release confirms the closing of this debt offering with specific terms (fixed rate for 5 years, then SOFR+234bps, callable after August 2031). The notes qualify as Tier 2 capital for regulatory purposes, and proceeds will repay $8.8 million of existing debt and support growth—a material capital event for a bank holding company.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-10T02:15:44.233630+00:00","company_name":"LCNB CORP","ticker":"LCNB","filing_date":"2026-08-07"},{"id":27225,"accession_number":"0001437749-26-026574","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"LCNB Corp. announced the closing of a private placement of $25.0 million in aggregate principal amount of 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036. This represents the creation of a new direct financial obligation through debt issuance. The company intends to use net proceeds to repay approximately $8.8 million of existing long-term debt and for general corporate purposes, including supporting growth at LCNB National Bank. The Notes qualify as Tier 2 capital for regulatory purposes, making this a material capital-raising event for a financial institution.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-10T02:15:44.233630+00:00","company_name":"LCNB CORP","ticker":"LCNB","filing_date":"2026-08-07"}]}