{"filing":{"accession_number":"0001437749-26-022212","cik":"0001098146","ticker":"PNBK","company_name":"PATRIOT NATIONAL BANCORP INC","form":"8-K","filing_date":"2026-07-01","report_date":null,"primary_document":"pnbk20260701_8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1098146/000143774926022212/pnbk20260701_8k.htm"},"events":[{"id":15225,"run_id":13592,"accession_number":"0001437749-26-022212","anchor_item_number":"7.01","event_type":"governance_other","event_domain":"governance","is_material":true,"confidence":0.75,"summary":"The filing discloses termination of a Formal Agreement with the OCC dated January 14, 2025, effective June 30, 2026. The OCC stated that \"the safety and soundness of the Bank and its compliance with the laws and regulations does not require the continued existence of the [Formal] Agreement.\" This represents a material regulatory milestone—resolution of a formal enforcement action—that affects the company's regulatory status, cost structure, and strategic flexibility. While this is fundamentally a regulatory/governance event rather than a specific named category (not a restatement, auditor change, or going-concern issue), it is clearly material to investors as it signals improved regulatory standing and expected cost reductions of over $5 million annually.","company_name":"PATRIOT NATIONAL BANCORP INC","ticker":"PNBK","filing_date":"2026-07-01","form":"8-K","submitted_at":null,"items":[{"id":12910,"accession_number":"0001437749-26-022212","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"governance_other","event_domain":"governance","is_material":true,"confidence":0.75,"reasoning":"The filing discloses termination of a Formal Agreement with the OCC dated January 14, 2025, effective June 30, 2026. The OCC stated that \"the safety and soundness of the Bank and its compliance with the laws and regulations does not require the continued existence of the [Formal] Agreement.\" This represents a material regulatory milestone—resolution of a formal enforcement action—that affects the company's regulatory status, cost structure, and strategic flexibility. While this is fundamentally a regulatory/governance event rather than a specific named category (not a restatement, auditor change, or going-concern issue), it is clearly material to investors as it signals improved regulatory standing and expected cost reductions of over $5 million annually.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-01T11:29:39.273698+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":12910,"accession_number":"0001437749-26-022212","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"governance_other","event_domain":"governance","is_material":true,"confidence":0.75,"reasoning":"The filing discloses termination of a Formal Agreement with the OCC dated January 14, 2025, effective June 30, 2026. The OCC stated that \"the safety and soundness of the Bank and its compliance with the laws and regulations does not require the continued existence of the [Formal] Agreement.\" This represents a material regulatory milestone—resolution of a formal enforcement action—that affects the company's regulatory status, cost structure, and strategic flexibility. While this is fundamentally a regulatory/governance event rather than a specific named category (not a restatement, auditor change, or going-concern issue), it is clearly material to investors as it signals improved regulatory standing and expected cost reductions of over $5 million annually.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-01T11:29:39.273698+00:00","company_name":"PATRIOT NATIONAL BANCORP INC","ticker":"PNBK","filing_date":"2026-07-01"}]}