{"filing":{"accession_number":"0001408534-26-000069","cik":"0001408534","ticker":"FGBIP","company_name":"First Guaranty Bancshares, Inc.","form":"8-K","filing_date":"2026-08-07","report_date":"2026-08-07","primary_document":"fgbi-20260807.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1408534/000140853426000069/fgbi-20260807.htm"},"events":[{"id":25088,"run_id":22759,"accession_number":"0001408534-26-000069","anchor_item_number":"8.01","event_type":"legal_other","event_domain":"legal","is_material":true,"confidence":0.92,"summary":"First Guaranty Bank entered into a Consent Order with the FDIC and Louisiana OFI effective August 7, 2026, following a September 2025 joint examination. The order imposes significant regulatory restrictions on capital maintenance (9% Tier 1 leverage, 14% total risk-based capital), credit extensions to classified borrowers, classified asset reduction timelines, loan review and underwriting standards, CRE concentration monitoring, and dividend restrictions. While the bank currently believes it is in compliance except for the Tier 1 leverage ratio (7.09% vs. 9% required), this is a material regulatory enforcement action that would affect investor assessment of the registrant's financial condition and operational constraints. This is a legal/regulatory event distinct from the specific categories (not a restatement, going concern, or material impairment), making it best classified as legal_other.","company_name":"First Guaranty Bancshares, Inc.","ticker":"FGBIP","filing_date":"2026-08-07","form":"8-K","submitted_at":null,"items":[{"id":25835,"accession_number":"0001408534-26-000069","item_number":"8.01","item_title":"Other Events.","event_type":"legal_other","event_domain":"legal","is_material":true,"confidence":0.92,"reasoning":"First Guaranty Bank entered into a Consent Order with the FDIC and Louisiana OFI effective August 7, 2026, following a September 2025 joint examination. The order imposes significant regulatory restrictions on capital maintenance (9% Tier 1 leverage, 14% total risk-based capital), credit extensions to classified borrowers, classified asset reduction timelines, loan review and underwriting standards, CRE concentration monitoring, and dividend restrictions. While the bank currently believes it is in compliance except for the Tier 1 leverage ratio (7.09% vs. 9% required), this is a material regulatory enforcement action that would affect investor assessment of the registrant's financial condition and operational constraints. This is a legal/regulatory event distinct from the specific categories (not a restatement, going concern, or material impairment), making it best classified as legal_other.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-08T00:23:40.639534+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":25835,"accession_number":"0001408534-26-000069","item_number":"8.01","item_title":"Other Events.","event_type":"legal_other","event_domain":"legal","is_material":true,"confidence":0.92,"reasoning":"First Guaranty Bank entered into a Consent Order with the FDIC and Louisiana OFI effective August 7, 2026, following a September 2025 joint examination. The order imposes significant regulatory restrictions on capital maintenance (9% Tier 1 leverage, 14% total risk-based capital), credit extensions to classified borrowers, classified asset reduction timelines, loan review and underwriting standards, CRE concentration monitoring, and dividend restrictions. While the bank currently believes it is in compliance except for the Tier 1 leverage ratio (7.09% vs. 9% required), this is a material regulatory enforcement action that would affect investor assessment of the registrant's financial condition and operational constraints. This is a legal/regulatory event distinct from the specific categories (not a restatement, going concern, or material impairment), making it best classified as legal_other.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-08T00:23:40.639534+00:00","company_name":"First Guaranty Bancshares, Inc.","ticker":"FGBIP","filing_date":"2026-08-07"}]}