{"filing":{"accession_number":"0001401521-26-000035","cik":"0001401521","ticker":"ACIC","company_name":"AMERICAN COASTAL INSURANCE Corp","form":"8-K","filing_date":"2026-08-05","report_date":"2026-08-05","primary_document":"acic-20260805.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1401521/000140152126000035/acic-20260805.htm"},"events":[{"id":24840,"run_id":22517,"accession_number":"0001401521-26-000035","anchor_item_number":"2.02","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"summary":"American Coastal Insurance Corporation issued a press release disclosing comprehensive financial results for Q2 2026 ended June 30, 2026, including net income of $21.9 million ($0.44 per diluted share), gross premiums written, combined ratios, and book value per share. The company is hosting a quarterly conference call on August 5, 2026 for investors and analysts.","company_name":"AMERICAN COASTAL INSURANCE Corp","ticker":"ACIC","filing_date":"2026-08-05","form":"8-K","submitted_at":null,"items":[{"id":25525,"accession_number":"0001401521-26-000035","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"This is a clear earnings release for Q2 2026 ended June 30, 2026, disclosing comprehensive financial results including net income of $21.9 million ($0.44 per diluted share), gross premiums written, combined ratios, and book value per share. The press release is attached as Exhibit 99.1 and Item 2.02 explicitly states the Company \"issued a press release relating to our earnings for the second quarter ended June 30, 2026.\" This is a standard quarterly earnings disclosure material to investors.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-07T02:26:01.181992+00:00","company_name":"","ticker":null,"filing_date":""},{"id":25526,"accession_number":"0001401521-26-000035","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"The filing discloses American Coastal Insurance Corporation's financial results for the second quarter ended June 30, 2026, presented in a press release (Exhibit 99.1) with detailed tables of net income ($21.9 million), earnings per diluted share ($0.44), gross premiums written, combined ratios, and other key financial metrics. The company is hosting a quarterly conference call on August 5, 2026, and the materials are intended for investor and analyst meetings, which is the standard format for an earnings release disclosure under Item 2.02/7.01.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-07T02:26:01.181992+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":25525,"accession_number":"0001401521-26-000035","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"This is a clear earnings release for Q2 2026 ended June 30, 2026, disclosing comprehensive financial results including net income of $21.9 million ($0.44 per diluted share), gross premiums written, combined ratios, and book value per share. The press release is attached as Exhibit 99.1 and Item 2.02 explicitly states the Company \"issued a press release relating to our earnings for the second quarter ended June 30, 2026.\" This is a standard quarterly earnings disclosure material to investors.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-07T02:26:01.181992+00:00","company_name":"AMERICAN COASTAL INSURANCE Corp","ticker":"ACIC","filing_date":"2026-08-05"},{"id":25526,"accession_number":"0001401521-26-000035","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"The filing discloses American Coastal Insurance Corporation's financial results for the second quarter ended June 30, 2026, presented in a press release (Exhibit 99.1) with detailed tables of net income ($21.9 million), earnings per diluted share ($0.44), gross premiums written, combined ratios, and other key financial metrics. The company is hosting a quarterly conference call on August 5, 2026, and the materials are intended for investor and analyst meetings, which is the standard format for an earnings release disclosure under Item 2.02/7.01.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-07T02:26:01.181992+00:00","company_name":"AMERICAN COASTAL INSURANCE Corp","ticker":"ACIC","filing_date":"2026-08-05"}]}