{"filing":{"accession_number":"0001213900-26-090268","cik":"0001802450","ticker":"MSPRZ","company_name":"MSP Recovery, Inc.","form":"8-K","filing_date":"2026-08-14","report_date":"2026-08-04","primary_document":"ea0302218-8k_msp.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1802450/000121390026090268/ea0302218-8k_msp.htm"},"events":[{"id":28026,"run_id":25609,"accession_number":"0001213900-26-090268","anchor_item_number":"2.03","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.82,"summary":"MSP Recovery entered into multiple letter agreements creating new direct financial obligations totaling $0.16 million: $0.05 million and $0.06 million advances from Hazel Partners under its working capital credit facility (August 4 and August 13, 2026), and $0.05 million advances from VRM MSP Recovery Partners (August 3 and August 12, 2026). The cautionary language emphasizing these are 'standalone accommodations' and 'one-time advances' with no commitment for future funding suggests the company is in a tight liquidity position.","company_name":"MSP Recovery, Inc.","ticker":"MSPRZ","filing_date":"2026-08-14","form":"8-K","submitted_at":null,"items":[{"id":29808,"accession_number":"0001213900-26-090268","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"MSP Recovery entered into multiple letter agreements creating new direct financial obligations: $0.05 million and $0.06 million advances from Hazel Partners under its working capital credit facility (August 4 and August 13, 2026), and $0.05 million advances from VRM MSP Recovery Partners (August 3 and August 12, 2026). While these are modest individual amounts totaling $0.16 million, they represent new debt obligations and are disclosed under Item 1.01 (Entry into a Material Definitive Agreement), indicating the company views them as material. The cautionary language emphasizing these are \"standalone accommodations\" and \"one-time advances\" with no commitment for future funding suggests the company is in a tight liquidity position, making these advances material to investor assessment of the registrant's financial condition.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-14T21:15:02.047912+00:00","company_name":"","ticker":null,"filing_date":""},{"id":29809,"accession_number":"0001213900-26-090268","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"Item 2.03 is the standard disclosure vehicle for creation of direct financial obligations, including debt issuance, credit facilities, and term loans. The section heading explicitly references \"Creation of a Direct Financial Obligation,\" which is the hallmark of debt_issuance events. Without the full text, the Item 2.03 classification itself strongly indicates a new debt obligation has been incurred.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-14T21:15:02.047912+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":29808,"accession_number":"0001213900-26-090268","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"MSP Recovery entered into multiple letter agreements creating new direct financial obligations: $0.05 million and $0.06 million advances from Hazel Partners under its working capital credit facility (August 4 and August 13, 2026), and $0.05 million advances from VRM MSP Recovery Partners (August 3 and August 12, 2026). While these are modest individual amounts totaling $0.16 million, they represent new debt obligations and are disclosed under Item 1.01 (Entry into a Material Definitive Agreement), indicating the company views them as material. The cautionary language emphasizing these are \"standalone accommodations\" and \"one-time advances\" with no commitment for future funding suggests the company is in a tight liquidity position, making these advances material to investor assessment of the registrant's financial condition.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-14T21:15:02.047912+00:00","company_name":"MSP Recovery, Inc.","ticker":"MSPRZ","filing_date":"2026-08-14"},{"id":29809,"accession_number":"0001213900-26-090268","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"Item 2.03 is the standard disclosure vehicle for creation of direct financial obligations, including debt issuance, credit facilities, and term loans. The section heading explicitly references \"Creation of a Direct Financial Obligation,\" which is the hallmark of debt_issuance events. Without the full text, the Item 2.03 classification itself strongly indicates a new debt obligation has been incurred.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-14T21:15:02.047912+00:00","company_name":"MSP Recovery, Inc.","ticker":"MSPRZ","filing_date":"2026-08-14"}]}