{"filing":{"accession_number":"0001213900-26-079599","cik":"0001844392","ticker":"MRAI","company_name":"Marpai, Inc.","form":"8-K","filing_date":"2026-07-20","report_date":null,"primary_document":"ea0298569-8k_marpai.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1844392/000121390026079599/ea0298569-8k_marpai.htm"},"events":[{"id":18761,"run_id":16877,"accession_number":"0001213900-26-079599","anchor_item_number":"1.01","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.74,"summary":"Marpai entered into Amendment No. 2 to its Membership Interest Purchase Agreement with AXA S.A., restructuring outstanding debt obligations by replacing the prior repayment schedule with new minimum annual payments and extending maturity to December 31, 2029. The company also restructured debt with JGB Capital, extending the maturity of JGB debentures to April 2028 and revising amortization schedules, reducing near-term debt service by $26.4 million through 2027.","company_name":"Marpai, Inc.","ticker":"MRAI","filing_date":"2026-07-20","form":"8-K","submitted_at":null,"items":[{"id":17667,"accession_number":"0001213900-26-079599","item_number":"1.01","item_title":"Entry into a Material Definitive","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"The filing discloses Amendment No. 2 to the Membership Interest Purchase Agreement with AXA S.A., which restructures the Company's outstanding debt obligations to AXA by replacing the prior repayment schedule with new minimum annual payments and extending maturity to December 31, 2029. While this is technically an amendment to an existing obligation rather than creation of new debt, the material restructuring of debt terms, extension of maturity, and modification of payment schedules constitute a material amendment to a direct financial obligation. The press release emphasizes this as a \"debt restructuring\" reducing near-term debt service by $26.4 million, which is material to investors assessing the Company's financial position and liquidity.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-20T20:03:47.041169+00:00","company_name":"","ticker":null,"filing_date":""},{"id":17668,"accession_number":"0001213900-26-079599","item_number":"8.01","item_title":"Other Events.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.72,"reasoning":"The filing discloses debt restructuring agreements with JGB Capital and AXA that materially modify existing debt obligations—extending maturity dates (JGB debentures to April 2028, AXA debt to December 2029), revising amortization schedules, and reducing near-term debt service by $26.4 million through 2027. While technically an amendment to existing debt rather than a new issuance, this represents a material modification of direct financial obligations that affects the registrant's capital structure and liquidity profile. The event is material as it addresses immediate liquidity pressures and provides financial flexibility for operations.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-20T20:03:47.041169+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":17667,"accession_number":"0001213900-26-079599","item_number":"1.01","item_title":"Entry into a Material Definitive","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"The filing discloses Amendment No. 2 to the Membership Interest Purchase Agreement with AXA S.A., which restructures the Company's outstanding debt obligations to AXA by replacing the prior repayment schedule with new minimum annual payments and extending maturity to December 31, 2029. While this is technically an amendment to an existing obligation rather than creation of new debt, the material restructuring of debt terms, extension of maturity, and modification of payment schedules constitute a material amendment to a direct financial obligation. The press release emphasizes this as a \"debt restructuring\" reducing near-term debt service by $26.4 million, which is material to investors assessing the Company's financial position and liquidity.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-20T20:03:47.041169+00:00","company_name":"Marpai, Inc.","ticker":"MRAI","filing_date":"2026-07-20"},{"id":17668,"accession_number":"0001213900-26-079599","item_number":"8.01","item_title":"Other Events.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.72,"reasoning":"The filing discloses debt restructuring agreements with JGB Capital and AXA that materially modify existing debt obligations—extending maturity dates (JGB debentures to April 2028, AXA debt to December 2029), revising amortization schedules, and reducing near-term debt service by $26.4 million through 2027. While technically an amendment to existing debt rather than a new issuance, this represents a material modification of direct financial obligations that affects the registrant's capital structure and liquidity profile. The event is material as it addresses immediate liquidity pressures and provides financial flexibility for operations.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-20T20:03:47.041169+00:00","company_name":"Marpai, Inc.","ticker":"MRAI","filing_date":"2026-07-20"}]}