{"filing":{"accession_number":"0001213900-26-077585","cik":"0001867949","ticker":"REFI","company_name":"Chicago Atlantic Real Estate Finance, Inc.","form":"8-K","filing_date":"2026-07-13","report_date":null,"primary_document":"ea0297476-8k425_chicago.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1867949/000121390026077585/ea0297476-8k425_chicago.htm"},"events":[{"id":17621,"run_id":15790,"accession_number":"0001213900-26-077585","anchor_item_number":"7.01","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"summary":"The filing discloses REFI's completion of a financing transaction involving the issuance of approximately $62.5 million in second-lien notes by Koach Properties Manager LLC to REFI in exchange for 4,306,754 common shares valued at $14.53 per share. The notes bear a 10.0% cash interest rate plus 2.0% PIK interest and have a weighted average time to maturity of approximately 12 years. This represents a material creation of a direct financial obligation for REFI, fitting the debt_issuance category. The dilutive share issuance is secondary to the primary event of acquiring the debt instrument.","company_name":"Chicago Atlantic Real Estate Finance, Inc.","ticker":"REFI","filing_date":"2026-07-13","form":"8-K","submitted_at":null,"items":[{"id":16166,"accession_number":"0001213900-26-077585","item_number":"7.01","item_title":", including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"The filing discloses REFI's completion of a financing transaction involving the issuance of approximately $62.5 million in second-lien notes by Koach Properties Manager LLC to REFI in exchange for 4,306,754 common shares valued at $14.53 per share. The notes bear a 10.0% cash interest rate plus 2.0% PIK interest and have a weighted average time to maturity of approximately 12 years. This represents a material creation of a direct financial obligation for REFI, fitting the debt_issuance category. The dilutive share issuance is secondary to the primary event of acquiring the debt instrument.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-13T20:31:40.803116+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":16166,"accession_number":"0001213900-26-077585","item_number":"7.01","item_title":", including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"The filing discloses REFI's completion of a financing transaction involving the issuance of approximately $62.5 million in second-lien notes by Koach Properties Manager LLC to REFI in exchange for 4,306,754 common shares valued at $14.53 per share. The notes bear a 10.0% cash interest rate plus 2.0% PIK interest and have a weighted average time to maturity of approximately 12 years. This represents a material creation of a direct financial obligation for REFI, fitting the debt_issuance category. The dilutive share issuance is secondary to the primary event of acquiring the debt instrument.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-13T20:31:40.803116+00:00","company_name":"Chicago Atlantic Real Estate Finance, Inc.","ticker":"REFI","filing_date":"2026-07-13"}]}
