{"filing":{"accession_number":"0001213900-26-077545","cik":"0001802450","ticker":"MSPRZ","company_name":"MSP Recovery, Inc.","form":"8-K","filing_date":"2026-07-13","report_date":null,"primary_document":"ea0297654-8k_msp.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1802450/000121390026077545/ea0297654-8k_msp.htm"},"events":[{"id":17582,"run_id":15749,"accession_number":"0001213900-26-077545","anchor_item_number":"2.03","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"summary":"MSP Recovery entered into a letter agreement with VRM on July 8, 2026, receiving a $0.3 million advance to support operating expenses, creating a new direct financial obligation. The amendments to the Master Transaction Agreement and Security Agreement materially restructured the Company's financing arrangements, including removal of Operating Reserve and Reserve Account from excluded collateral, expanding VRM's security interests.","company_name":"MSP Recovery, Inc.","ticker":"MSPRZ","filing_date":"2026-07-13","form":"8-K","submitted_at":null,"items":[{"id":16110,"accession_number":"0001213900-26-077545","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"MSP Recovery entered into a letter agreement with VRM on July 8, 2026, receiving a $0.3 million advance to support operating expenses. While characterized as a \"one-time accommodation,\" this creates a new direct financial obligation requiring repayment, with proceeds subject to VRM's control and security interests. The amendments to the Master Transaction Agreement and Security Agreement—particularly the removal of Operating Reserve and Reserve Account from excluded collateral—indicate a material restructuring of the Company's financing arrangements and debt obligations to VRM.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-13T20:02:39.652717+00:00","company_name":"","ticker":null,"filing_date":""},{"id":16111,"accession_number":"0001213900-26-077545","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"The filing is under Item 2.03, which is the standard 8-K item for disclosure of creation of a direct financial obligation or debt issuance. While the section text provided is incomplete, Item 2.03 is specifically designated for debt issuance, credit facility amendments, and similar financial obligations. This is a material event affecting the registrant's capital structure and financial position.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-13T20:02:39.652717+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":16110,"accession_number":"0001213900-26-077545","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"MSP Recovery entered into a letter agreement with VRM on July 8, 2026, receiving a $0.3 million advance to support operating expenses. While characterized as a \"one-time accommodation,\" this creates a new direct financial obligation requiring repayment, with proceeds subject to VRM's control and security interests. The amendments to the Master Transaction Agreement and Security Agreement—particularly the removal of Operating Reserve and Reserve Account from excluded collateral—indicate a material restructuring of the Company's financing arrangements and debt obligations to VRM.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-13T20:02:39.652717+00:00","company_name":"MSP Recovery, Inc.","ticker":"MSPRZ","filing_date":"2026-07-13"},{"id":16111,"accession_number":"0001213900-26-077545","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"The filing is under Item 2.03, which is the standard 8-K item for disclosure of creation of a direct financial obligation or debt issuance. While the section text provided is incomplete, Item 2.03 is specifically designated for debt issuance, credit facility amendments, and similar financial obligations. This is a material event affecting the registrant's capital structure and financial position.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-13T20:02:39.652717+00:00","company_name":"MSP Recovery, Inc.","ticker":"MSPRZ","filing_date":"2026-07-13"}]}