{"filing":{"accession_number":"0001193125-26-427815","cik":"0001640428","ticker":"EVER","company_name":"EverQuote, Inc.","form":"8-K","filing_date":"2026-10-21","report_date":"2026-10-21","primary_document":"ever-20261021.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1640428/000119312526427815/ever-20261021.htm"},"events":[{"id":36719,"run_id":33855,"accession_number":"0001193125-26-427815","anchor_item_number":"1.01","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"summary":"EverQuote entered into a Second Amendment to its Credit Agreement with Western Alliance Bank that materially modifies the existing debt facility by permitting the Company to repurchase up to $75 million in shares and make up to $15 million in investments—actions previously restricted under the original facility. This amendment to a material credit facility reflects improved financial position and lender confidence.","company_name":"EverQuote, Inc.","ticker":"EVER","filing_date":"2026-10-21","form":"8-K","submitted_at":null,"items":[{"id":41222,"accession_number":"0001193125-26-427815","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"The filing discloses a Second Amendment to the Credit Agreement with Western Alliance Bank that materially modifies the Company's existing debt facility. While the amendment itself does not create new debt, it amends the terms of the existing Credit Agreement to permit the Company to repurchase up to $75 million in shares and make up to $15 million in investments—actions previously restricted under the original facility. This amendment to a material credit facility constitutes a significant modification to the Company's direct financial obligations and borrowing capacity, warranting classification as a debt-related event. The amendment is material to investors as it signals the lender's willingness to relax covenants and reflects the Company's improved financial position and cash generation capability.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-21T20:19:30.571558+00:00","company_name":"","ticker":null,"filing_date":""}]},{"id":36720,"run_id":33855,"accession_number":"0001193125-26-427815","anchor_item_number":"8.01","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.92,"summary":"The Board of Directors authorized a $50 million share repurchase program for the Company's Class A common stock, representing a material capital return to shareholders and signaling management confidence in the company's financial position.","company_name":"EverQuote, Inc.","ticker":"EVER","filing_date":"2026-10-21","form":"8-K","submitted_at":null,"items":[{"id":41223,"accession_number":"0001193125-26-427815","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.92,"reasoning":"The press release announces a Board-approved share repurchase program authorizing the Company to purchase up to $50.0 million of its Class A common stock. Share repurchase programs are a form of capital return to shareholders and fall within the dividend_distribution category, which encompasses \"share-repurchase programs\" alongside dividends and distributions. The $50 million authorization is material to a reasonable investor as it signals capital allocation strategy and shareholder returns.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-21T20:19:30.571558+00:00","company_name":"","ticker":null,"filing_date":""},{"id":41224,"accession_number":"0001193125-26-427815","item_number":"8.01","item_title":"Other Events.","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.92,"reasoning":"The Board of Directors authorized a $50 million share repurchase program on October 21, 2026. Share repurchases are a form of capital return to shareholders and fall within the dividend_distribution category, which encompasses \"share-repurchase programs\" alongside dividends and distributions. The authorization is material as it represents a significant commitment of capital and signals management confidence in the company's financial position and growth trajectory.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-21T20:19:30.571558+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":41222,"accession_number":"0001193125-26-427815","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"The filing discloses a Second Amendment to the Credit Agreement with Western Alliance Bank that materially modifies the Company's existing debt facility. While the amendment itself does not create new debt, it amends the terms of the existing Credit Agreement to permit the Company to repurchase up to $75 million in shares and make up to $15 million in investments—actions previously restricted under the original facility. This amendment to a material credit facility constitutes a significant modification to the Company's direct financial obligations and borrowing capacity, warranting classification as a debt-related event. The amendment is material to investors as it signals the lender's willingness to relax covenants and reflects the Company's improved financial position and cash generation capability.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-21T20:19:30.571558+00:00","company_name":"EverQuote, Inc.","ticker":"EVER","filing_date":"2026-10-21"},{"id":41223,"accession_number":"0001193125-26-427815","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.92,"reasoning":"The press release announces a Board-approved share repurchase program authorizing the Company to purchase up to $50.0 million of its Class A common stock. Share repurchase programs are a form of capital return to shareholders and fall within the dividend_distribution category, which encompasses \"share-repurchase programs\" alongside dividends and distributions. The $50 million authorization is material to a reasonable investor as it signals capital allocation strategy and shareholder returns.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-21T20:19:30.571558+00:00","company_name":"EverQuote, Inc.","ticker":"EVER","filing_date":"2026-10-21"},{"id":41224,"accession_number":"0001193125-26-427815","item_number":"8.01","item_title":"Other Events.","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.92,"reasoning":"The Board of Directors authorized a $50 million share repurchase program on October 21, 2026. Share repurchases are a form of capital return to shareholders and fall within the dividend_distribution category, which encompasses \"share-repurchase programs\" alongside dividends and distributions. The authorization is material as it represents a significant commitment of capital and signals management confidence in the company's financial position and growth trajectory.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-21T20:19:30.571558+00:00","company_name":"EverQuote, Inc.","ticker":"EVER","filing_date":"2026-10-21"}]}