{"filing":{"accession_number":"0001193125-26-402851","cik":"0001529864","ticker":"ENVA","company_name":"Enova International, Inc.","form":"8-K","filing_date":"2026-09-25","report_date":"2026-09-25","primary_document":"enva-20260925.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1529864/000119312526402851/enva-20260925.htm"},"events":[{"id":35124,"run_id":32345,"accession_number":"0001193125-26-402851","anchor_item_number":"1.01","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.92,"summary":"Enova's subsidiary ODAS IV issued $500,026,000 in fixed-rate asset-backed notes (Series 2026-1 Notes) on September 25, 2026, secured by a pool of small business loans, with four note classes, fixed interest coupons ranging from 5.61% to 8.28%, and final maturity in October 2032. This represents a material creation of a direct financial obligation through a securitization facility.","company_name":"Enova International, Inc.","ticker":"ENVA","filing_date":"2026-09-25","form":"8-K","submitted_at":null,"items":[{"id":39065,"accession_number":"0001193125-26-402851","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Enova's subsidiary ODAS IV issued $500,026,000 in fixed-rate asset-backed notes (Series 2026-1 Notes) on September 25, 2026, secured by a pool of small business loans. This is a material creation of a direct financial obligation through a securitization facility, structured with four note classes, fixed interest coupons ranging from 5.61% to 8.28%, and final maturity in October 2032. The transaction is disclosed under Item 1.01 (Entry into a Material Definitive Agreement) and represents a significant debt capital raise for the company.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-25T20:30:03.108704+00:00","company_name":"","ticker":null,"filing_date":""},{"id":39066,"accession_number":"0001193125-26-402851","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"Item 2.03 is the dedicated disclosure item for creation of direct financial obligations, typically debt issuances. The section incorporates Item 1.01 by reference, which commonly covers material acquisitions, dispositions, or financing transactions. The Item 2.03 heading itself signals a debt or financial obligation event, making debt_issuance the most appropriate classification for a direct financial obligation disclosure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-25T20:30:03.108704+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":39065,"accession_number":"0001193125-26-402851","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Enova's subsidiary ODAS IV issued $500,026,000 in fixed-rate asset-backed notes (Series 2026-1 Notes) on September 25, 2026, secured by a pool of small business loans. This is a material creation of a direct financial obligation through a securitization facility, structured with four note classes, fixed interest coupons ranging from 5.61% to 8.28%, and final maturity in October 2032. The transaction is disclosed under Item 1.01 (Entry into a Material Definitive Agreement) and represents a significant debt capital raise for the company.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-25T20:30:03.108704+00:00","company_name":"Enova International, Inc.","ticker":"ENVA","filing_date":"2026-09-25"},{"id":39066,"accession_number":"0001193125-26-402851","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"Item 2.03 is the dedicated disclosure item for creation of direct financial obligations, typically debt issuances. The section incorporates Item 1.01 by reference, which commonly covers material acquisitions, dispositions, or financing transactions. The Item 2.03 heading itself signals a debt or financial obligation event, making debt_issuance the most appropriate classification for a direct financial obligation disclosure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-25T20:30:03.108704+00:00","company_name":"Enova International, Inc.","ticker":"ENVA","filing_date":"2026-09-25"}]}