{"filing":{"accession_number":"0001193125-26-385383","cik":"0001795586","ticker":"CHYM","company_name":"Chime Financial, Inc.","form":"8-K","filing_date":"2026-09-08","report_date":"2026-09-08","primary_document":"d948605d8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1795586/000119312526385383/d948605d8k.htm"},"events":[{"id":32097,"run_id":29486,"accession_number":"0001193125-26-385383","anchor_item_number":"1.01","event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.99,"summary":"Chime Financial entered into a definitive Merger Agreement on September 8, 2026, to acquire Stride Bank (via Central Service Corporation) for $590 million in cash. The transaction, expected to close in H1 2027, is subject to regulatory approvals from the Federal Reserve and OCC, and will transform Chime from a fintech partner into a bank holding company with direct ownership of banking infrastructure and expected synergies exceeding $100 million.","company_name":"Chime Financial, Inc.","ticker":"CHYM","filing_date":"2026-09-08","form":"8-K","submitted_at":null,"items":[{"id":35182,"accession_number":"0001193125-26-385383","item_number":"1.01","item_title":null,"event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.99,"reasoning":"Chime Financial entered into a definitive Merger Agreement on September 8, 2026, to acquire Stride Bank (via Central Service Corporation) for $590 million in cash. The agreement provides for a merger structure with customary conditions including regulatory approvals from the Federal Reserve and OCC, and is expected to close in H1 2027. This is a material acquisition of a bank subsidiary that will fundamentally transform Chime's business model from a fintech partner to a bank holding company with direct ownership of banking infrastructure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-08T21:30:35.275178+00:00","company_name":"","ticker":null,"filing_date":""},{"id":35183,"accession_number":"0001193125-26-385383","item_number":"7.01","item_title":null,"event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.98,"reasoning":"Chime announced entry into a definitive merger agreement to acquire Stride Bank, N.A. for $590 million in cash. The press release explicitly states \"Chime and CSC issued a joint press release announcing that they had entered into the Merger Agreement.\" This is a material acquisition of a bank subsidiary that will become a wholly owned subsidiary of Chime, representing a significant strategic transaction with expected synergies exceeding $100 million and immediate EPS accretion.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-08T21:30:35.275178+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":35182,"accession_number":"0001193125-26-385383","item_number":"1.01","item_title":null,"event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.99,"reasoning":"Chime Financial entered into a definitive Merger Agreement on September 8, 2026, to acquire Stride Bank (via Central Service Corporation) for $590 million in cash. The agreement provides for a merger structure with customary conditions including regulatory approvals from the Federal Reserve and OCC, and is expected to close in H1 2027. This is a material acquisition of a bank subsidiary that will fundamentally transform Chime's business model from a fintech partner to a bank holding company with direct ownership of banking infrastructure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-08T21:30:35.275178+00:00","company_name":"Chime Financial, Inc.","ticker":"CHYM","filing_date":"2026-09-08"},{"id":35183,"accession_number":"0001193125-26-385383","item_number":"7.01","item_title":null,"event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.98,"reasoning":"Chime announced entry into a definitive merger agreement to acquire Stride Bank, N.A. for $590 million in cash. The press release explicitly states \"Chime and CSC issued a joint press release announcing that they had entered into the Merger Agreement.\" This is a material acquisition of a bank subsidiary that will become a wholly owned subsidiary of Chime, representing a significant strategic transaction with expected synergies exceeding $100 million and immediate EPS accretion.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-08T21:30:35.275178+00:00","company_name":"Chime Financial, Inc.","ticker":"CHYM","filing_date":"2026-09-08"}]}