{"filing":{"accession_number":"0001193125-26-381967","cik":"0000090498","ticker":"SFNC","company_name":"SIMMONS FIRST NATIONAL CORP","form":"8-K","filing_date":"2026-09-03","report_date":"2026-09-01","primary_document":"d489413d8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/90498/000119312526381967/d489413d8k.htm"},"events":[{"id":31652,"run_id":29054,"accession_number":"0001193125-26-381967","anchor_item_number":"2.05","event_type":"workforce_reduction","event_domain":"operational","is_material":true,"confidence":0.95,"summary":"Simmons First National announced the closure of 26 Simmons Bank branches affecting approximately 100 associates, with estimated pre-tax expenses of $20–$23 million including severance, professional services, and real estate write-downs, with implementation targeted for December 4, 2026.","company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","filing_date":"2026-09-03","form":"8-K","submitted_at":null,"items":[{"id":34596,"accession_number":"0001193125-26-381967","item_number":"2.05","item_title":null,"event_type":"workforce_reduction","event_domain":"operational","is_material":true,"confidence":0.95,"reasoning":"The disclosure centers on a decision to close 26 Simmons Bank branches affecting approximately 100 associates, with estimated pre-tax expenses of $20–$23 million including severance, professional services, and real estate write-downs. This is a classic workforce reduction and operational restructuring under Item 2.05, with quantified exit costs and a defined implementation timeline (December 4, 2026).","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-03T20:54:50.521284+00:00","company_name":"","ticker":null,"filing_date":""}]},{"id":31653,"run_id":29054,"accession_number":"0001193125-26-381967","anchor_item_number":"7.01","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.85,"summary":"The company disclosed a comprehensive strategic operational restructuring initiative encompassing organizational redesign, branch network optimization, and efficiency improvements, with expected pre-tax restructuring charges of $40–$45 million in Q3 2026 and anticipated annual PPNR benefits of $37–$42 million once fully implemented.","company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","filing_date":"2026-09-03","form":"8-K","submitted_at":null,"items":[{"id":34597,"accession_number":"0001193125-26-381967","item_number":"7.01","item_title":null,"event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.85,"reasoning":"The disclosure describes a series of strategic operational initiatives including organizational redesign, branch network optimization (including branch closures), and efficiency improvements. The company expects to incur $40–$45 million in pre-tax restructuring charges in Q3 2026 and anticipates $37–$42 million in annual PPNR benefits once fully implemented. This is a material operational restructuring with significant financial impact, but does not fit the specific `workforce_reduction` category (which typically emphasizes headcount and exit costs as the primary event) nor any other named category. The focus is on structural business transformation and process optimization rather than a discrete workforce reduction announcement.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-03T20:54:50.521284+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":34596,"accession_number":"0001193125-26-381967","item_number":"2.05","item_title":null,"event_type":"workforce_reduction","event_domain":"operational","is_material":true,"confidence":0.95,"reasoning":"The disclosure centers on a decision to close 26 Simmons Bank branches affecting approximately 100 associates, with estimated pre-tax expenses of $20–$23 million including severance, professional services, and real estate write-downs. This is a classic workforce reduction and operational restructuring under Item 2.05, with quantified exit costs and a defined implementation timeline (December 4, 2026).","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-03T20:54:50.521284+00:00","company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","filing_date":"2026-09-03"},{"id":34597,"accession_number":"0001193125-26-381967","item_number":"7.01","item_title":null,"event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.85,"reasoning":"The disclosure describes a series of strategic operational initiatives including organizational redesign, branch network optimization (including branch closures), and efficiency improvements. The company expects to incur $40–$45 million in pre-tax restructuring charges in Q3 2026 and anticipates $37–$42 million in annual PPNR benefits once fully implemented. This is a material operational restructuring with significant financial impact, but does not fit the specific `workforce_reduction` category (which typically emphasizes headcount and exit costs as the primary event) nor any other named category. The focus is on structural business transformation and process optimization rather than a discrete workforce reduction announcement.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-03T20:54:50.521284+00:00","company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","filing_date":"2026-09-03"}]}