{"filing":{"accession_number":"0001193125-26-378379","cik":"0000101382","ticker":"UMBFO","company_name":"UMB FINANCIAL CORP","form":"8-K","filing_date":"2026-09-01","report_date":"2026-09-01","primary_document":"umbf-20260901.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/101382/000119312526378379/umbf-20260901.htm"},"events":[{"id":30943,"run_id":28375,"accession_number":"0001193125-26-378379","anchor_item_number":"7.01","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.45,"summary":"UMB Financial is announcing the redemption of subordinated notes due 2031 at par plus accrued interest. While redemption is technically a debt retirement rather than issuance, it represents a material modification of the company's capital structure and direct financial obligations. The redemption of $100+ million in subordinated debt (inferred from the note description) is a significant capital event, though the classification is ambiguous since no specific \"debt_redemption\" or \"debt_retirement\" category exists in the taxonomy.","company_name":"UMB FINANCIAL CORP","ticker":"UMBFO","filing_date":"2026-09-01","form":"8-K","submitted_at":null,"items":[{"id":33701,"accession_number":"0001193125-26-378379","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.45,"reasoning":"UMB Financial is announcing the redemption of subordinated notes due 2031 at par plus accrued interest. While redemption is technically a debt retirement rather than issuance, it represents a material modification of the company's capital structure and direct financial obligations. The redemption of $100+ million in subordinated debt (inferred from the note description) is a significant capital event, though the classification is ambiguous since no specific \"debt_redemption\" or \"debt_retirement\" category exists in the taxonomy.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-01T20:07:01.486720+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":33701,"accession_number":"0001193125-26-378379","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.45,"reasoning":"UMB Financial is announcing the redemption of subordinated notes due 2031 at par plus accrued interest. While redemption is technically a debt retirement rather than issuance, it represents a material modification of the company's capital structure and direct financial obligations. The redemption of $100+ million in subordinated debt (inferred from the note description) is a significant capital event, though the classification is ambiguous since no specific \"debt_redemption\" or \"debt_retirement\" category exists in the taxonomy.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-01T20:07:01.486720+00:00","company_name":"UMB FINANCIAL CORP","ticker":"UMBFO","filing_date":"2026-09-01"}]}