{"filing":{"accession_number":"0001193125-26-326406","cik":"0001109242","ticker":"HAFC","company_name":"HANMI FINANCIAL CORP","form":"8-K","filing_date":"2026-07-31","report_date":"2026-07-30","primary_document":"d170447d8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1109242/000119312526326406/d170447d8k.htm"},"events":[{"id":22772,"run_id":20606,"accession_number":"0001193125-26-326406","anchor_item_number":"1.01","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.93,"summary":"Hanmi Financial Corporation completed a private placement of $55.0 million in aggregate principal amount of 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036, structured to qualify as Tier 2 capital under Federal Reserve guidelines. The company intends to use proceeds to redeem $110 million of existing subordinated notes due 2031 and for general corporate purposes.","company_name":"HANMI FINANCIAL CORP","ticker":"HAFC","filing_date":"2026-07-31","form":"8-K","submitted_at":null,"items":[{"id":22811,"accession_number":"0001193125-26-326406","item_number":"1.01","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Hanmi Financial Corporation entered into Subordinated Note Purchase Agreements on July 30, 2026, issuing $55.0 million in aggregate principal amount of 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036. This is a clear creation of a new direct financial obligation through debt issuance in a private placement. The company intends to use proceeds to redeem existing subordinated notes and for general corporate purposes, and the notes are structured to qualify as Tier 2 capital under Federal Reserve guidelines.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:24:37.065366+00:00","company_name":"","ticker":null,"filing_date":""},{"id":22812,"accession_number":"0001193125-26-326406","item_number":"2.03","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Item 2.03 discloses the creation of a direct financial obligation through a proposed private placement of $55 million in subordinated notes by Hanmi Financial Corporation with a 10-year maturity (2036), structured to comply with regulatory Tier 2 Capital requirements. The offering terms, including fixed-rate interest for 5 years followed by floating-rate thereafter, and the use of proceeds for redemption of outstanding indebtedness and general corporate purposes, clearly establish this as a debt issuance material to investors assessing the company's capital structure and financing activities.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:24:37.065366+00:00","company_name":"","ticker":null,"filing_date":""},{"id":22813,"accession_number":"0001193125-26-326406","item_number":"7.01","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.92,"reasoning":"The Item 7.01 disclosure furnishes an investor presentation related to a proposed private placement offering of $55 million in subordinated notes by Hanmi Financial Corporation with a 10-year maturity and 5-year non-call period. This constitutes creation of a new direct financial obligation through debt issuance, which is a material capital event for the registrant.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:24:37.065366+00:00","company_name":"","ticker":null,"filing_date":""},{"id":22814,"accession_number":"0001193125-26-326406","item_number":"8.01","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"The Item 8.01 disclosure announces the completion of a $55 million subordinated notes offering and the redemption of $110 million of outstanding 2031 Notes. The primary event is the issuance of new debt securities (subordinated notes with a 10-year term maturing in 2036), which creates a direct financial obligation. While the redemption of existing notes is also mentioned, the focus of the disclosure is on the new debt issuance and its completion, making debt_issuance the most appropriate classification.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:24:37.065366+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":22811,"accession_number":"0001193125-26-326406","item_number":"1.01","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Hanmi Financial Corporation entered into Subordinated Note Purchase Agreements on July 30, 2026, issuing $55.0 million in aggregate principal amount of 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036. This is a clear creation of a new direct financial obligation through debt issuance in a private placement. The company intends to use proceeds to redeem existing subordinated notes and for general corporate purposes, and the notes are structured to qualify as Tier 2 capital under Federal Reserve guidelines.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:24:37.065366+00:00","company_name":"HANMI FINANCIAL CORP","ticker":"HAFC","filing_date":"2026-07-31"},{"id":22812,"accession_number":"0001193125-26-326406","item_number":"2.03","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Item 2.03 discloses the creation of a direct financial obligation through a proposed private placement of $55 million in subordinated notes by Hanmi Financial Corporation with a 10-year maturity (2036), structured to comply with regulatory Tier 2 Capital requirements. The offering terms, including fixed-rate interest for 5 years followed by floating-rate thereafter, and the use of proceeds for redemption of outstanding indebtedness and general corporate purposes, clearly establish this as a debt issuance material to investors assessing the company's capital structure and financing activities.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:24:37.065366+00:00","company_name":"HANMI FINANCIAL CORP","ticker":"HAFC","filing_date":"2026-07-31"},{"id":22813,"accession_number":"0001193125-26-326406","item_number":"7.01","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.92,"reasoning":"The Item 7.01 disclosure furnishes an investor presentation related to a proposed private placement offering of $55 million in subordinated notes by Hanmi Financial Corporation with a 10-year maturity and 5-year non-call period. This constitutes creation of a new direct financial obligation through debt issuance, which is a material capital event for the registrant.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:24:37.065366+00:00","company_name":"HANMI FINANCIAL CORP","ticker":"HAFC","filing_date":"2026-07-31"},{"id":22814,"accession_number":"0001193125-26-326406","item_number":"8.01","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"The Item 8.01 disclosure announces the completion of a $55 million subordinated notes offering and the redemption of $110 million of outstanding 2031 Notes. The primary event is the issuance of new debt securities (subordinated notes with a 10-year term maturing in 2036), which creates a direct financial obligation. While the redemption of existing notes is also mentioned, the focus of the disclosure is on the new debt issuance and its completion, making debt_issuance the most appropriate classification.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:24:37.065366+00:00","company_name":"HANMI FINANCIAL CORP","ticker":"HAFC","filing_date":"2026-07-31"}]}
