{"filing":{"accession_number":"0001193125-26-310605","cik":"0000933036","ticker":"UPBD","company_name":"UPBOUND GROUP, INC.","form":"8-K","filing_date":"2026-07-21","report_date":null,"primary_document":"upbd-20260721.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/933036/000119312526310605/upbd-20260721.htm"},"events":[{"id":19260,"run_id":17323,"accession_number":"0001193125-26-310605","anchor_item_number":"8.01","event_type":"cybersecurity_incident","event_domain":"legal","is_material":true,"confidence":0.85,"summary":"The filing discloses a cybersecurity incident involving unauthorized access to \"certain non-sensitive customer information and other documents\" that was subsequently used to facilitate fraudulent lease-to-own agreements, resulting in approximately $13 million in fraudulent contract losses in the Acima segment during Q2 2026. Although the Company states it \"believes that the incidents are not material\" based on current knowledge, the quantified financial impact ($13M in losses), the involvement of federal law enforcement notification, and the implementation of significant remediation measures (enhanced authentication, fraud detection capabilities) indicate a material cybersecurity incident under Item 1.05 standards. The $13 million loss impact alone is material to a reasonable investor's assessment of the registrant's financial condition and operational risk.","company_name":"UPBOUND GROUP, INC.","ticker":"UPBD","filing_date":"2026-07-21","form":"8-K","submitted_at":null,"items":[{"id":18306,"accession_number":"0001193125-26-310605","item_number":"8.01","item_title":"Other Events.","event_type":"cybersecurity_incident","event_domain":"legal","is_material":true,"confidence":0.85,"reasoning":"The filing discloses a cybersecurity incident involving unauthorized access to \"certain non-sensitive customer information and other documents\" that was subsequently used to facilitate fraudulent lease-to-own agreements, resulting in approximately $13 million in fraudulent contract losses in the Acima segment during Q2 2026. Although the Company states it \"believes that the incidents are not material\" based on current knowledge, the quantified financial impact ($13M in losses), the involvement of federal law enforcement notification, and the implementation of significant remediation measures (enhanced authentication, fraud detection capabilities) indicate a material cybersecurity incident under Item 1.05 standards. The $13 million loss impact alone is material to a reasonable investor's assessment of the registrant's financial condition and operational risk.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-22T10:01:49.195081+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":18306,"accession_number":"0001193125-26-310605","item_number":"8.01","item_title":"Other Events.","event_type":"cybersecurity_incident","event_domain":"legal","is_material":true,"confidence":0.85,"reasoning":"The filing discloses a cybersecurity incident involving unauthorized access to \"certain non-sensitive customer information and other documents\" that was subsequently used to facilitate fraudulent lease-to-own agreements, resulting in approximately $13 million in fraudulent contract losses in the Acima segment during Q2 2026. Although the Company states it \"believes that the incidents are not material\" based on current knowledge, the quantified financial impact ($13M in losses), the involvement of federal law enforcement notification, and the implementation of significant remediation measures (enhanced authentication, fraud detection capabilities) indicate a material cybersecurity incident under Item 1.05 standards. The $13 million loss impact alone is material to a reasonable investor's assessment of the registrant's financial condition and operational risk.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-22T10:01:49.195081+00:00","company_name":"UPBOUND GROUP, INC.","ticker":"UPBD","filing_date":"2026-07-21"}]}