{"filing":{"accession_number":"0001193125-26-283034","cik":"0001529864","ticker":"ENVA","company_name":"Enova International, Inc.","form":"8-K","filing_date":"2026-06-25","report_date":null,"primary_document":"enva-20260625.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1529864/000119312526283034/enva-20260625.htm"},"events":[{"id":14005,"run_id":12454,"accession_number":"0001193125-26-283034","anchor_item_number":"1.01","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.82,"summary":"Enova's subsidiary ODR 2022 amended its existing $420 million revolving receivables securitization facility on June 25, 2026, entering into Amendment No. 5 to the Credit Agreement. The amendment modifies material terms including borrowing rates, advance rates, and maturity dates extending to June 2029.","company_name":"Enova International, Inc.","ticker":"ENVA","filing_date":"2026-06-25","form":"8-K","submitted_at":null,"items":[{"id":11313,"accession_number":"0001193125-26-283034","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"Enova's subsidiary ODR 2022 amended its existing $420 million revolving receivables securitization facility on June 25, 2026, entering into Amendment No. 5 to the Credit Agreement. This amendment modifies the terms of a material direct financial obligation—a securitization facility with Class A and Class B revolving loan commitments totaling $420 million, with borrowing rates, advance rates, and maturity dates extending to June 2029. While technically an amendment to an existing facility rather than a new issuance, the disclosure of material changes to debt terms and the facility's continued operation constitute a material debt event requiring 8-K disclosure under Item 1.01.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-06-25T21:09:47.569880+00:00","company_name":"","ticker":null,"filing_date":""},{"id":11314,"accession_number":"0001193125-26-283034","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"Item 2.03 is filed and incorporates Item 1.01 by reference, indicating a material acquisition, disposition, merger, or change of control that creates a direct financial obligation. The Item 2.03 heading explicitly addresses creation of a direct financial obligation, which typically encompasses debt issuance, credit facility entry, or similar financing arrangements. Without the full Item 1.01 text, debt_issuance is the most probable classification for a financial obligation disclosure under this Item structure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-06-25T21:09:47.569880+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":11313,"accession_number":"0001193125-26-283034","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"Enova's subsidiary ODR 2022 amended its existing $420 million revolving receivables securitization facility on June 25, 2026, entering into Amendment No. 5 to the Credit Agreement. This amendment modifies the terms of a material direct financial obligation—a securitization facility with Class A and Class B revolving loan commitments totaling $420 million, with borrowing rates, advance rates, and maturity dates extending to June 2029. While technically an amendment to an existing facility rather than a new issuance, the disclosure of material changes to debt terms and the facility's continued operation constitute a material debt event requiring 8-K disclosure under Item 1.01.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-06-25T21:09:47.569880+00:00","company_name":"Enova International, Inc.","ticker":"ENVA","filing_date":"2026-06-25"},{"id":11314,"accession_number":"0001193125-26-283034","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"Item 2.03 is filed and incorporates Item 1.01 by reference, indicating a material acquisition, disposition, merger, or change of control that creates a direct financial obligation. The Item 2.03 heading explicitly addresses creation of a direct financial obligation, which typically encompasses debt issuance, credit facility entry, or similar financing arrangements. Without the full Item 1.01 text, debt_issuance is the most probable classification for a financial obligation disclosure under this Item structure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-06-25T21:09:47.569880+00:00","company_name":"Enova International, Inc.","ticker":"ENVA","filing_date":"2026-06-25"}]}