{"filing":{"accession_number":"0001193125-26-275945","cik":"0000891166","ticker":"UVE","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","form":"8-K","filing_date":"2026-06-18","report_date":null,"primary_document":"d137403d8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/891166/000119312526275945/d137403d8k.htm"},"events":[{"id":11890,"run_id":10464,"accession_number":"0001193125-26-275945","anchor_item_number":"1.01","event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.92,"summary":"Universal Insurance Holdings entered into Note Purchase Agreements on June 16, 2026, to issue and sell $100 million of 7.75% Senior Unsecured Notes due 2031 in a private placement. The company used proceeds to redeem all outstanding 2026 Notes on June 17, 2026, at par plus accrued interest, representing a material refinancing and capital structure transaction.","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","filing_date":"2026-06-18","form":"8-K","submitted_at":null,"items":[{"id":8597,"accession_number":"0001193125-26-275945","item_number":"1.01","item_title":null,"event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.92,"reasoning":"Universal Insurance Holdings entered into Note Purchase Agreements on June 16, 2026, to issue and sell $100 million of 7.75% Senior Unsecured Notes due 2031 in a private placement. This is a material financing transaction involving the issuance of debt securities with detailed covenants, registration rights, and an indenture. While technically a debt issuance rather than a traditional M\u0026A transaction, the scale ($100 million), the entry into multiple definitive agreements (Purchase Agreements, Registration Rights Agreements, and Indenture), and the company's stated intent to use proceeds for general corporate purposes and redemption of existing debt make this a material capital structure event that would affect a reasonable investor's assessment of the company's financial position and obligations.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-18T20:31:11.430742+00:00","company_name":"","ticker":null,"filing_date":""},{"id":8598,"accession_number":"0001193125-26-275945","item_number":"2.03","item_title":null,"event_type":"other_material","event_domain":"catchall","is_material":true,"confidence":0.45,"reasoning":"Item 2.03 discloses creation of a direct financial obligation, but the section merely incorporates Item 1.01 by reference without providing substantive detail. Without access to Item 1.01's content, the specific nature of the obligation cannot be determined. If Item 1.01 concerns M\u0026A activity, the classification would be ma_activity; if a debt covenant issue, covenant_breach. Given the ambiguity and cross-reference structure, other_material is the most defensible classification pending review of the full filing context.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-18T20:31:11.430742+00:00","company_name":"","ticker":null,"filing_date":""},{"id":8599,"accession_number":"0001193125-26-275945","item_number":"8.01","item_title":null,"event_type":"other_material","event_domain":"catchall","is_material":true,"confidence":0.72,"reasoning":"The Company redeemed all outstanding 2026 Notes on June 17, 2026, at par (100.0% of principal) plus accrued interest, following completion of a private placement on June 16, 2026. While this is a material debt transaction affecting the capital structure, it does not fit cleanly into the specific event categories: it is neither a debt covenant breach, a material impairment, nor a dilutive issuance (the private placement is referenced in Item 1.01 but not detailed here). The redemption itself—retiring debt at par—is a significant financial event but lacks the distress signals of covenant_breach or the structural change of ma_activity.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-18T20:31:11.430742+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":8597,"accession_number":"0001193125-26-275945","item_number":"1.01","item_title":null,"event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.92,"reasoning":"Universal Insurance Holdings entered into Note Purchase Agreements on June 16, 2026, to issue and sell $100 million of 7.75% Senior Unsecured Notes due 2031 in a private placement. This is a material financing transaction involving the issuance of debt securities with detailed covenants, registration rights, and an indenture. While technically a debt issuance rather than a traditional M\u0026A transaction, the scale ($100 million), the entry into multiple definitive agreements (Purchase Agreements, Registration Rights Agreements, and Indenture), and the company's stated intent to use proceeds for general corporate purposes and redemption of existing debt make this a material capital structure event that would affect a reasonable investor's assessment of the company's financial position and obligations.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-18T20:31:11.430742+00:00","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","filing_date":"2026-06-18"},{"id":8598,"accession_number":"0001193125-26-275945","item_number":"2.03","item_title":null,"event_type":"other_material","event_domain":"catchall","is_material":true,"confidence":0.45,"reasoning":"Item 2.03 discloses creation of a direct financial obligation, but the section merely incorporates Item 1.01 by reference without providing substantive detail. Without access to Item 1.01's content, the specific nature of the obligation cannot be determined. If Item 1.01 concerns M\u0026A activity, the classification would be ma_activity; if a debt covenant issue, covenant_breach. Given the ambiguity and cross-reference structure, other_material is the most defensible classification pending review of the full filing context.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-18T20:31:11.430742+00:00","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","filing_date":"2026-06-18"},{"id":8599,"accession_number":"0001193125-26-275945","item_number":"8.01","item_title":null,"event_type":"other_material","event_domain":"catchall","is_material":true,"confidence":0.72,"reasoning":"The Company redeemed all outstanding 2026 Notes on June 17, 2026, at par (100.0% of principal) plus accrued interest, following completion of a private placement on June 16, 2026. While this is a material debt transaction affecting the capital structure, it does not fit cleanly into the specific event categories: it is neither a debt covenant breach, a material impairment, nor a dilutive issuance (the private placement is referenced in Item 1.01 but not detailed here). The redemption itself—retiring debt at par—is a significant financial event but lacks the distress signals of covenant_breach or the structural change of ma_activity.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-18T20:31:11.430742+00:00","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","filing_date":"2026-06-18"}]}