{"filing":{"accession_number":"0001193125-26-259640","cik":"0000891166","ticker":"UVE","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","form":"8-K","filing_date":"2026-06-05","report_date":null,"primary_document":"d124909d8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/891166/000119312526259640/d124909d8k.htm"},"events":[{"id":3816,"run_id":3346,"accession_number":"0001193125-26-259640","anchor_item_number":"8.01","event_type":"other_material","event_domain":"catchall","is_material":true,"confidence":0.72,"summary":"Universal Insurance Holdings amended its 5.625% Senior Unsecured Notes indenture on June 3, 2026, with majority noteholder consent. The amendments shorten the redemption notice period from 30 days to 5 days and permit conditional redemption notices, providing \"greater operational flexibility\" for redemption. While this is a material debt modification affecting the Company's $XXX million in outstanding notes, it does not fit cleanly into the covenant_breach or dilutive_issuance categories—it is a negotiated amendment to existing debt terms, not a breach or new issuance. The materiality stems from the modification of significant debt obligations and the Company's apparent intent to exercise redemption flexibility.","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","filing_date":"2026-06-05","items":[{"id":4833,"accession_number":"0001193125-26-259640","item_number":"8.01","item_title":null,"event_type":"other_material","event_domain":"catchall","is_material":true,"confidence":0.72,"reasoning":"Universal Insurance Holdings amended its 5.625% Senior Unsecured Notes indenture on June 3, 2026, with majority noteholder consent. The amendments shorten the redemption notice period from 30 days to 5 days and permit conditional redemption notices, providing \"greater operational flexibility\" for redemption. While this is a material debt modification affecting the Company's $XXX million in outstanding notes, it does not fit cleanly into the covenant_breach or dilutive_issuance categories—it is a negotiated amendment to existing debt terms, not a breach or new issuance. The materiality stems from the modification of significant debt obligations and the Company's apparent intent to exercise redemption flexibility.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-05T20:21:11.816704+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":4833,"accession_number":"0001193125-26-259640","item_number":"8.01","item_title":null,"event_type":"other_material","event_domain":"catchall","is_material":true,"confidence":0.72,"reasoning":"Universal Insurance Holdings amended its 5.625% Senior Unsecured Notes indenture on June 3, 2026, with majority noteholder consent. The amendments shorten the redemption notice period from 30 days to 5 days and permit conditional redemption notices, providing \"greater operational flexibility\" for redemption. While this is a material debt modification affecting the Company's $XXX million in outstanding notes, it does not fit cleanly into the covenant_breach or dilutive_issuance categories—it is a negotiated amendment to existing debt terms, not a breach or new issuance. The materiality stems from the modification of significant debt obligations and the Company's apparent intent to exercise redemption flexibility.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-05T20:21:11.816704+00:00","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","filing_date":"2026-06-05"}]}