{"filing":{"accession_number":"0001193125-26-251442","cik":"0001720592","ticker":"RPAY","company_name":"Repay Holdings Corp","form":"8-K","filing_date":"2026-06-01","report_date":null,"primary_document":"rpay-20260601.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1720592/000119312526251442/rpay-20260601.htm"},"events":[{"id":7805,"run_id":6850,"accession_number":"0001193125-26-251442","anchor_item_number":"2.01","event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.97,"summary":"Repay Holdings completed the acquisition of KUBRA Holdings, Inc. and KUBRA Data Transfer Ltd. for approximately $372 million in cash, funded by a new $500M term loan facility and $100M revolving credit facility, plus cash on hand. The acquisition was financed through entry into a new Credit Agreement and termination of the prior revolving credit facility.","company_name":"Repay Holdings Corp","ticker":"RPAY","filing_date":"2026-06-01","form":"8-K","submitted_at":null,"items":[{"id":3148,"accession_number":"0001193125-26-251442","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.92,"reasoning":"While Item 1.01 formally discloses entry into a credit agreement, the substance of this filing centers on financing for a material acquisition of KUBRA. The prose explicitly states the Term Loan Facility proceeds were used \"to finance the purchase price of its previously announced acquisition of KUBRA\" and to refinance existing debt. The $500M term loan and $100M revolving facility are financing instruments supporting the M\u0026A transaction, making the acquisition the material event driving this disclosure.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-02T02:40:13.941295+00:00","company_name":"","ticker":null,"filing_date":""},{"id":3149,"accession_number":"0001193125-26-251442","item_number":"1.02","item_title":"Termination of a Material Definitive Agreement.","event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.75,"reasoning":"The filing discloses termination of a material revolving credit agreement and entry into a new Credit Agreement (referenced in Item 1.01), funded by a Term Loan Facility and cash on hand. This represents a material refinancing transaction affecting the company's capital structure and debt obligations. While Item 1.02 addresses termination, the substance is a material change in financing arrangements that would affect investor assessment of the registrant's financial position.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-02T02:40:13.941295+00:00","company_name":"","ticker":null,"filing_date":""},{"id":3150,"accession_number":"0001193125-26-251442","item_number":"2.01","item_title":"Completion of Acquisition or Disposition of Assets.","event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.99,"reasoning":"The filing discloses completion of the acquisition of KUBRA Holdings, Inc. and KUBRA Data Transfer Ltd. for approximately $372 million in cash, funded by cash on hand and borrowings. This is a material acquisition that makes KUBRA an indirect wholly owned subsidiary of Repay Holdings, representing a significant change of control and material use of capital that would affect a reasonable investor's assessment of the registrant.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-02T02:40:13.941295+00:00","company_name":"","ticker":null,"filing_date":""},{"id":3151,"accession_number":"0001193125-26-251442","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.","event_type":"other_material","event_domain":"catchall","is_material":true,"confidence":0.45,"reasoning":"Item 2.03 discloses creation of a direct financial obligation by incorporating Item 1.01 by reference. Without access to Item 1.01's content, the specific nature of the obligation cannot be determined. Item 1.01 typically covers material acquisitions, dispositions, or other significant transactions. The materiality is presumed given the Item 2.03 disclosure, but the event type cannot be confidently classified without seeing the underlying transaction details.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-02T02:40:13.941295+00:00","company_name":"","ticker":null,"filing_date":""},{"id":3152,"accession_number":"0001193125-26-251442","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.92,"reasoning":"The filing discloses entry into a Credit Agreement and closing of an Acquisition on June 1, 2026. The language \"entry into the Credit Agreement and the closing of the Acquisition\" indicates completion of a material acquisition transaction. Although disclosed under Item 7.01 (Regulation FD Disclosure) rather than the typical Item 1.01 or 2.01, the substance is a completed M\u0026A transaction, which is material to investors and would affect the total mix of information about the registrant.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-02T02:40:13.941295+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":3148,"accession_number":"0001193125-26-251442","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.92,"reasoning":"While Item 1.01 formally discloses entry into a credit agreement, the substance of this filing centers on financing for a material acquisition of KUBRA. The prose explicitly states the Term Loan Facility proceeds were used \"to finance the purchase price of its previously announced acquisition of KUBRA\" and to refinance existing debt. The $500M term loan and $100M revolving facility are financing instruments supporting the M\u0026A transaction, making the acquisition the material event driving this disclosure.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-02T02:40:13.941295+00:00","company_name":"Repay Holdings Corp","ticker":"RPAY","filing_date":"2026-06-01"},{"id":3149,"accession_number":"0001193125-26-251442","item_number":"1.02","item_title":"Termination of a Material Definitive Agreement.","event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.75,"reasoning":"The filing discloses termination of a material revolving credit agreement and entry into a new Credit Agreement (referenced in Item 1.01), funded by a Term Loan Facility and cash on hand. This represents a material refinancing transaction affecting the company's capital structure and debt obligations. While Item 1.02 addresses termination, the substance is a material change in financing arrangements that would affect investor assessment of the registrant's financial position.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-02T02:40:13.941295+00:00","company_name":"Repay Holdings Corp","ticker":"RPAY","filing_date":"2026-06-01"},{"id":3150,"accession_number":"0001193125-26-251442","item_number":"2.01","item_title":"Completion of Acquisition or Disposition of Assets.","event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.99,"reasoning":"The filing discloses completion of the acquisition of KUBRA Holdings, Inc. and KUBRA Data Transfer Ltd. for approximately $372 million in cash, funded by cash on hand and borrowings. This is a material acquisition that makes KUBRA an indirect wholly owned subsidiary of Repay Holdings, representing a significant change of control and material use of capital that would affect a reasonable investor's assessment of the registrant.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-02T02:40:13.941295+00:00","company_name":"Repay Holdings Corp","ticker":"RPAY","filing_date":"2026-06-01"},{"id":3151,"accession_number":"0001193125-26-251442","item_number":"2.03","item_title":"Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.","event_type":"other_material","event_domain":"catchall","is_material":true,"confidence":0.45,"reasoning":"Item 2.03 discloses creation of a direct financial obligation by incorporating Item 1.01 by reference. Without access to Item 1.01's content, the specific nature of the obligation cannot be determined. Item 1.01 typically covers material acquisitions, dispositions, or other significant transactions. The materiality is presumed given the Item 2.03 disclosure, but the event type cannot be confidently classified without seeing the underlying transaction details.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-02T02:40:13.941295+00:00","company_name":"Repay Holdings Corp","ticker":"RPAY","filing_date":"2026-06-01"},{"id":3152,"accession_number":"0001193125-26-251442","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.92,"reasoning":"The filing discloses entry into a Credit Agreement and closing of an Acquisition on June 1, 2026. The language \"entry into the Credit Agreement and the closing of the Acquisition\" indicates completion of a material acquisition transaction. Although disclosed under Item 7.01 (Regulation FD Disclosure) rather than the typical Item 1.01 or 2.01, the substance is a completed M\u0026A transaction, which is material to investors and would affect the total mix of information about the registrant.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-02T02:40:13.941295+00:00","company_name":"Repay Holdings Corp","ticker":"RPAY","filing_date":"2026-06-01"}]}