{"filing":{"accession_number":"0001171843-26-004099","cik":"0000799850","ticker":"CRMT","company_name":"AMERICAS CARMART INC","form":"8-K","filing_date":"2026-06-12","report_date":null,"primary_document":"f8k_061226.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/799850/000117184326004099/f8k_061226.htm"},"events":[{"id":10340,"run_id":9069,"accession_number":"0001171843-26-004099","anchor_item_number":"1.01","event_type":"covenant_breach","event_domain":"financial","is_material":true,"confidence":0.92,"summary":"The filing discloses actual or anticipated defaults under the Company's Credit Agreement and a lender forbearance agreement extending through June 19, 2026. The Company is negotiating an amendment to resolve \"concerns related to anticipated or actual defaults,\" which constitutes a covenant breach or technical default triggering a direct financial obligation. This is a material event indicating financial stress and the need for debt restructuring.","company_name":"AMERICAS CARMART INC","ticker":"CRMT","filing_date":"2026-06-12","form":"8-K","submitted_at":null,"items":[{"id":6632,"accession_number":"0001171843-26-004099","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"covenant_breach","event_domain":"financial","is_material":true,"confidence":0.92,"reasoning":"The filing discloses actual or anticipated defaults under the Company's Credit Agreement and a lender forbearance agreement extending through June 19, 2026. The Company is negotiating an amendment to resolve \"concerns related to anticipated or actual defaults,\" which constitutes a covenant breach or technical default triggering a direct financial obligation. This is a material event indicating financial stress and the need for debt restructuring.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-13T00:04:00.080883+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":6632,"accession_number":"0001171843-26-004099","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"covenant_breach","event_domain":"financial","is_material":true,"confidence":0.92,"reasoning":"The filing discloses actual or anticipated defaults under the Company's Credit Agreement and a lender forbearance agreement extending through June 19, 2026. The Company is negotiating an amendment to resolve \"concerns related to anticipated or actual defaults,\" which constitutes a covenant breach or technical default triggering a direct financial obligation. This is a material event indicating financial stress and the need for debt restructuring.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-13T00:04:00.080883+00:00","company_name":"AMERICAS CARMART INC","ticker":"CRMT","filing_date":"2026-06-12"}]}