{"filing":{"accession_number":"0001104659-26-118129","cik":"0001974820","ticker":null,"company_name":"Bridgecrest Auto Funding LLC","form":"8-K","filing_date":"2026-10-22","report_date":"2026-10-22","primary_document":"tm2626506d14_8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1974820/000110465926118129/tm2626506d14_8k.htm"},"events":[{"id":37171,"run_id":34270,"accession_number":"0001104659-26-118129","anchor_item_number":"1.01","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.92,"summary":"Bridgecrest Auto Funding LLC entered into definitive agreements on October 22, 2026, issuing multiple classes of asset-backed notes (Class A-1 through Class E) secured by motor vehicle retail installment sales contracts, with the Class E Notes totaling $64,840,000 sold to Qualified Institutional Buyers under Rule 144A. The notes were underwritten by Wells Fargo Securities, BMO Capital Markets, Deutsche Bank Securities, and Citigroup Global Markets, establishing a material new direct financial obligation.","company_name":"Bridgecrest Auto Funding LLC","ticker":null,"filing_date":"2026-10-22","form":"8-K","submitted_at":null,"items":[{"id":41789,"accession_number":"0001104659-26-118129","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.92,"reasoning":"This disclosure describes the entry into multiple material definitive agreements establishing a securitization structure whereby Bridgecrest Acceptance Corporation transferred motor vehicle retail installment sales contracts (receivables) to Bridgecrest Auto Funding LLC, which then transferred them to the Issuer trust, culminating in the issuance of approximately $500+ million in asset-backed notes across multiple classes. The Purchase Agreement, Sale and Servicing Agreement, and Indenture represent the core transaction documents for this securitization, which constitutes a material capital markets transaction and transfer of assets. While technically a securitization rather than a traditional M\u0026A transaction, the substance involves a material transfer of assets and creation of new financial obligations that would materially affect a reasonable investor's assessment of the registrant's financial position and capital structure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-22T19:32:42.805799+00:00","company_name":"","ticker":null,"filing_date":""},{"id":41790,"accession_number":"0001104659-26-118129","item_number":"8.01","item_title":"Other Events.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.92,"reasoning":"The filing discloses issuance of Class E Notes in the aggregate principal amount of $64,840,000 by the Issuer (Bridgecrest Lending Auto Securitization Trust 2026-4) to BAF as depositor, with subsequent sale to Qualified Institutional Buyers under Rule 144A. This is a creation of a new direct financial obligation and constitutes a debt issuance, which is material to investors in a securitization trust.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-22T19:32:42.805799+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":41789,"accession_number":"0001104659-26-118129","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.92,"reasoning":"This disclosure describes the entry into multiple material definitive agreements establishing a securitization structure whereby Bridgecrest Acceptance Corporation transferred motor vehicle retail installment sales contracts (receivables) to Bridgecrest Auto Funding LLC, which then transferred them to the Issuer trust, culminating in the issuance of approximately $500+ million in asset-backed notes across multiple classes. The Purchase Agreement, Sale and Servicing Agreement, and Indenture represent the core transaction documents for this securitization, which constitutes a material capital markets transaction and transfer of assets. While technically a securitization rather than a traditional M\u0026A transaction, the substance involves a material transfer of assets and creation of new financial obligations that would materially affect a reasonable investor's assessment of the registrant's financial position and capital structure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-22T19:32:42.805799+00:00","company_name":"Bridgecrest Auto Funding LLC","ticker":null,"filing_date":"2026-10-22"},{"id":41790,"accession_number":"0001104659-26-118129","item_number":"8.01","item_title":"Other Events.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.92,"reasoning":"The filing discloses issuance of Class E Notes in the aggregate principal amount of $64,840,000 by the Issuer (Bridgecrest Lending Auto Securitization Trust 2026-4) to BAF as depositor, with subsequent sale to Qualified Institutional Buyers under Rule 144A. This is a creation of a new direct financial obligation and constitutes a debt issuance, which is material to investors in a securitization trust.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-22T19:32:42.805799+00:00","company_name":"Bridgecrest Auto Funding LLC","ticker":null,"filing_date":"2026-10-22"}]}