{"filing":{"accession_number":"0001104659-26-105855","cik":"0000857855","ticker":"UCB","company_name":"UNITED COMMUNITY BANKS INC","form":"8-K","filing_date":"2026-09-08","report_date":"2026-09-08","primary_document":"tm2624990d1_8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/857855/000110465926105855/tm2624990d1_8k.htm"},"events":[{"id":31926,"run_id":29323,"accession_number":"0001104659-26-105855","anchor_item_number":"7.01","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.72,"summary":"United Community Banks disclosed a \"strategic balance sheet repositioning\" involving multiple material operational and financial initiatives: the sale of Navitas (a non-core lending platform) for $2 billion in cash with a $68 million pretax gain; a major portfolio restructure involving reclassification of $2.6 billion in securities from held-to-maturity to available-for-sale status and realization of embedded losses; and strategic reinvestment in core banking operations including hiring 42 net new revenue producers and completing the Peach State acquisition. While this disclosure contains elements of M\u0026A activity (Navitas sale, Peach State acquisition) and financial repositioning, the overarching narrative centers on a comprehensive operational and strategic restructuring to simplify the business, reduce risk, and reposition for growth—making it primarily an operational strategic initiative rather than a single discrete event type.","company_name":"UNITED COMMUNITY BANKS INC","ticker":"UCB","filing_date":"2026-09-08","form":"8-K","submitted_at":null,"items":[{"id":34965,"accession_number":"0001104659-26-105855","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.72,"reasoning":"United Community Banks disclosed a \"strategic balance sheet repositioning\" involving multiple material operational and financial initiatives: the sale of Navitas (a non-core lending platform) for $2 billion in cash with a $68 million pretax gain; a major portfolio restructure involving reclassification of $2.6 billion in securities from held-to-maturity to available-for-sale status and realization of embedded losses; and strategic reinvestment in core banking operations including hiring 42 net new revenue producers and completing the Peach State acquisition. While this disclosure contains elements of M\u0026A activity (Navitas sale, Peach State acquisition) and financial repositioning, the overarching narrative centers on a comprehensive operational and strategic restructuring to simplify the business, reduce risk, and reposition for growth—making it primarily an operational strategic initiative rather than a single discrete event type.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-08T18:43:48.805096+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":34965,"accession_number":"0001104659-26-105855","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.72,"reasoning":"United Community Banks disclosed a \"strategic balance sheet repositioning\" involving multiple material operational and financial initiatives: the sale of Navitas (a non-core lending platform) for $2 billion in cash with a $68 million pretax gain; a major portfolio restructure involving reclassification of $2.6 billion in securities from held-to-maturity to available-for-sale status and realization of embedded losses; and strategic reinvestment in core banking operations including hiring 42 net new revenue producers and completing the Peach State acquisition. While this disclosure contains elements of M\u0026A activity (Navitas sale, Peach State acquisition) and financial repositioning, the overarching narrative centers on a comprehensive operational and strategic restructuring to simplify the business, reduce risk, and reposition for growth—making it primarily an operational strategic initiative rather than a single discrete event type.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-08T18:43:48.805096+00:00","company_name":"UNITED COMMUNITY BANKS INC","ticker":"UCB","filing_date":"2026-09-08"}]}