{"filing":{"accession_number":"0001104659-26-105666","cik":"0000857855","ticker":"UCB","company_name":"UNITED COMMUNITY BANKS INC","form":"8-K","filing_date":"2026-09-08","report_date":"2026-09-08","primary_document":"tm2624931d1_8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/857855/000110465926105666/tm2624931d1_8k.htm"},"events":[{"id":31790,"run_id":29189,"accession_number":"0001104659-26-105666","anchor_item_number":"7.01","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.72,"summary":"United Community Banks announced a strategic balance sheet repositioning involving the sale of ~$2.6 billion in lower-yielding securities (generating an estimated $300 million pre-tax loss), redeployment into higher-yielding assets, and completion of the Navitas sale ($2.0 billion proceeds, $64 million gain). While this involves financial transactions (securities sales, debt-like repositioning), the core disclosure centers on a strategic operational and portfolio management initiative designed to reduce interest rate risk, improve earnings, and fund organic growth—not a discrete financial event like debt issuance, impairment, or restatement. The Item 7.01 Regulation FD Disclosure classification and the emphasis on strategic initiatives and business transformation support an operational_other classification.","company_name":"UNITED COMMUNITY BANKS INC","ticker":"UCB","filing_date":"2026-09-08","form":"8-K","submitted_at":null,"items":[{"id":34776,"accession_number":"0001104659-26-105666","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.72,"reasoning":"United Community Banks announced a strategic balance sheet repositioning involving the sale of ~$2.6 billion in lower-yielding securities (generating an estimated $300 million pre-tax loss), redeployment into higher-yielding assets, and completion of the Navitas sale ($2.0 billion proceeds, $64 million gain). While this involves financial transactions (securities sales, debt-like repositioning), the core disclosure centers on a strategic operational and portfolio management initiative designed to reduce interest rate risk, improve earnings, and fund organic growth—not a discrete financial event like debt issuance, impairment, or restatement. The Item 7.01 Regulation FD Disclosure classification and the emphasis on strategic initiatives and business transformation support an operational_other classification.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-08T11:31:50.721022+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":34776,"accession_number":"0001104659-26-105666","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.72,"reasoning":"United Community Banks announced a strategic balance sheet repositioning involving the sale of ~$2.6 billion in lower-yielding securities (generating an estimated $300 million pre-tax loss), redeployment into higher-yielding assets, and completion of the Navitas sale ($2.0 billion proceeds, $64 million gain). While this involves financial transactions (securities sales, debt-like repositioning), the core disclosure centers on a strategic operational and portfolio management initiative designed to reduce interest rate risk, improve earnings, and fund organic growth—not a discrete financial event like debt issuance, impairment, or restatement. The Item 7.01 Regulation FD Disclosure classification and the emphasis on strategic initiatives and business transformation support an operational_other classification.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-08T11:31:50.721022+00:00","company_name":"UNITED COMMUNITY BANKS INC","ticker":"UCB","filing_date":"2026-09-08"}]}