{"filing":{"accession_number":"0001104659-26-086206","cik":"0001974820","ticker":null,"company_name":"Bridgecrest Auto Funding LLC","form":"8-K","filing_date":"2026-07-23","report_date":null,"primary_document":"tm2620097d13_8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1974820/000110465926086206/tm2620097d13_8k.htm"},"events":[{"id":19968,"run_id":17977,"accession_number":"0001104659-26-086206","anchor_item_number":"1.01","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.92,"summary":"Bridgecrest Auto Funding LLC entered into an Underwriting Agreement on July 21, 2026 for a material securitization transaction involving the issuance of multiple classes of auto loan asset-backed notes with interest rates ranging from 3.997% to 7.36%, scheduled to close on July 30, 2026. The transaction creates new direct financial obligations secured by motor vehicle retail installment sales contracts under an Indenture.","company_name":"Bridgecrest Auto Funding LLC","ticker":null,"filing_date":"2026-07-23","form":"8-K","submitted_at":null,"items":[{"id":19202,"accession_number":"0001104659-26-086206","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The filing discloses entry into an Underwriting Agreement for the issuance of multiple classes of auto loan asset-backed notes by Bridgecrest Lending Auto Securitization Trust 2026-3, with anticipated closing on July 30, 2026. This represents creation of new direct financial obligations through debt issuance, which is the core definition of debt_issuance. The transaction involves publicly registered notes (Classes A-1 through D) and unregistered Class E notes, totaling a material securitization financing.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-23T18:48:39.794694+00:00","company_name":"","ticker":null,"filing_date":""},{"id":19203,"accession_number":"0001104659-26-086206","item_number":"8.01","item_title":"Other Events.","event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"This disclosure describes the closing of an asset-backed securitization transaction involving the transfer of motor vehicle retail installment sales contracts (receivables) from BAC to BAF and ultimately to the Issuer trust, with issuance of Notes secured by those receivables. While the Item 8.01 classification and the securitization structure do not fit neatly into the specific financial event types (debt_issuance, ma_activity, etc.), the core event is a material financial transaction—the creation of a securitized debt instrument backed by auto loan receivables. This is a significant capital markets event for the trust and would materially affect investor assessment of the registrant's financial position and obligations.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-23T18:48:39.794694+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":19202,"accession_number":"0001104659-26-086206","item_number":"1.01","item_title":"Entry into a Material Definitive Agreement.","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The filing discloses entry into an Underwriting Agreement for the issuance of multiple classes of auto loan asset-backed notes by Bridgecrest Lending Auto Securitization Trust 2026-3, with anticipated closing on July 30, 2026. This represents creation of new direct financial obligations through debt issuance, which is the core definition of debt_issuance. The transaction involves publicly registered notes (Classes A-1 through D) and unregistered Class E notes, totaling a material securitization financing.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-23T18:48:39.794694+00:00","company_name":"Bridgecrest Auto Funding LLC","ticker":null,"filing_date":"2026-07-23"},{"id":19203,"accession_number":"0001104659-26-086206","item_number":"8.01","item_title":"Other Events.","event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.85,"reasoning":"This disclosure describes the closing of an asset-backed securitization transaction involving the transfer of motor vehicle retail installment sales contracts (receivables) from BAC to BAF and ultimately to the Issuer trust, with issuance of Notes secured by those receivables. While the Item 8.01 classification and the securitization structure do not fit neatly into the specific financial event types (debt_issuance, ma_activity, etc.), the core event is a material financial transaction—the creation of a securitized debt instrument backed by auto loan receivables. This is a significant capital markets event for the trust and would materially affect investor assessment of the registrant's financial position and obligations.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-23T18:48:39.794694+00:00","company_name":"Bridgecrest Auto Funding LLC","ticker":null,"filing_date":"2026-07-23"}]}