{"filing":{"accession_number":"0001101215-26-000068","cik":"0001101215","ticker":"BFH-PA","company_name":"BREAD FINANCIAL HOLDINGS, INC.","form":"8-K","filing_date":"2026-07-23","report_date":null,"primary_document":"bfh-20260723.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1101215/000110121526000068/bfh-20260723.htm"},"events":[{"id":19781,"run_id":17801,"accession_number":"0001101215-26-000068","anchor_item_number":"2.02","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.99,"summary":"Bread Financial issued a press release on July 23, 2026 disclosing Q2 2026 financial results, including net income of $146 million, earnings per diluted common share of $3.55, 7% revenue growth, and updated 2026 full-year guidance.","company_name":"BREAD FINANCIAL HOLDINGS, INC.","ticker":"BFH-PA","filing_date":"2026-07-23","form":"8-K","submitted_at":null,"items":[{"id":18966,"accession_number":"0001101215-26-000068","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.99,"reasoning":"Bread Financial issued a press release on July 23, 2026 disclosing its Q2 2026 financial results, including net income of $146 million, 7% revenue growth, and updated 2026 guidance. The filing explicitly states \"Bread Financial Holdings, Inc. (the \"Company\") issued a press release regarding its results of operations for the quarter ended June 30, 2026 (the \"Q2 2026 Earnings Release\")\" and furnishes the earnings release as Exhibit 99.1, which is the standard format for earnings disclosures under Item 2.02.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-23T10:52:45.718862+00:00","company_name":"","ticker":null,"filing_date":""},{"id":18967,"accession_number":"0001101215-26-000068","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The Item 7.01 disclosure explicitly references \"the Q2 2026 Earnings Release\" and the attached Exhibit 99.1 contains Bread Financial's complete second-quarter 2026 financial results, including net income of $146 million, earnings per diluted common share of $3.55, revenue growth of 7%, and updated 2026 full-year guidance. This is a standard earnings release disclosure posted to the company's investor relations website.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-23T10:52:45.718862+00:00","company_name":"","ticker":null,"filing_date":""}]},{"id":19782,"run_id":17801,"accession_number":"0001101215-26-000068","anchor_item_number":"8.01","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.95,"summary":"The Board declared quarterly cash dividends on three classes of securities: $21.56 per share of 8.625% Preferred Stock Series A, $30.32 per share of 8.875% Preferred Stock Series B, and $0.23 per share of common stock, all payable September 15, 2026.","company_name":"BREAD FINANCIAL HOLDINGS, INC.","ticker":"BFH-PA","filing_date":"2026-07-23","form":"8-K","submitted_at":null,"items":[{"id":18968,"accession_number":"0001101215-26-000068","item_number":"8.01","item_title":"Other Events.","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The Item 8.01 disclosure announces the Board's declaration of quarterly cash dividends on three classes of securities: (i) $21.56 per share of 8.625% Preferred Stock Series A, (ii) $30.32 per share of 8.875% Preferred Stock Series B, and (iii) $0.23 per share of common stock, all payable September 15, 2026. This is a routine but material dividend declaration that affects shareholder returns and capital allocation.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-23T10:52:45.718862+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":18966,"accession_number":"0001101215-26-000068","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.99,"reasoning":"Bread Financial issued a press release on July 23, 2026 disclosing its Q2 2026 financial results, including net income of $146 million, 7% revenue growth, and updated 2026 guidance. The filing explicitly states \"Bread Financial Holdings, Inc. (the \"Company\") issued a press release regarding its results of operations for the quarter ended June 30, 2026 (the \"Q2 2026 Earnings Release\")\" and furnishes the earnings release as Exhibit 99.1, which is the standard format for earnings disclosures under Item 2.02.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-23T10:52:45.718862+00:00","company_name":"BREAD FINANCIAL HOLDINGS, INC.","ticker":"BFH-PA","filing_date":"2026-07-23"},{"id":18967,"accession_number":"0001101215-26-000068","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The Item 7.01 disclosure explicitly references \"the Q2 2026 Earnings Release\" and the attached Exhibit 99.1 contains Bread Financial's complete second-quarter 2026 financial results, including net income of $146 million, earnings per diluted common share of $3.55, revenue growth of 7%, and updated 2026 full-year guidance. This is a standard earnings release disclosure posted to the company's investor relations website.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-23T10:52:45.718862+00:00","company_name":"BREAD FINANCIAL HOLDINGS, INC.","ticker":"BFH-PA","filing_date":"2026-07-23"},{"id":18968,"accession_number":"0001101215-26-000068","item_number":"8.01","item_title":"Other Events.","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The Item 8.01 disclosure announces the Board's declaration of quarterly cash dividends on three classes of securities: (i) $21.56 per share of 8.625% Preferred Stock Series A, (ii) $30.32 per share of 8.875% Preferred Stock Series B, and (iii) $0.23 per share of common stock, all payable September 15, 2026. This is a routine but material dividend declaration that affects shareholder returns and capital allocation.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-23T10:52:45.718862+00:00","company_name":"BREAD FINANCIAL HOLDINGS, INC.","ticker":"BFH-PA","filing_date":"2026-07-23"}]}