{"filing":{"accession_number":"0001062993-26-005044","cik":"0001690639","ticker":"VBNK","company_name":"VersaBank","form":"6-K","filing_date":"2026-09-22","report_date":"2026-09-22","primary_document":"form6k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1690639/000106299326005044/form6k.htm"},"events":[{"id":34228,"run_id":31497,"accession_number":"0001062993-26-005044","anchor_item_number":"EX-99.1","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.85,"summary":"VersaBank announced the expansion of its Structured Receivable Program (SRP) to the U.S. small business sector, significantly broadening its addressable market. The company estimates this expansion \"more than doubles the size of our market opportunity in the U.S.\" and supports a target of \"at least US$3 billion in additional U.S. SRP fundings next year.\" This is a material strategic and operational milestone—a major product launch and market expansion—that would affect a reasonable investor's assessment of the company's growth prospects and revenue potential, though it does not fit the specific categories of M\u0026A, workforce reduction, or other named operational events.","company_name":"VersaBank","ticker":"VBNK","filing_date":"2026-09-22","form":"6-K","submitted_at":null,"items":[{"id":37908,"accession_number":"0001062993-26-005044","item_number":"EX-99.1","item_title":"exhibit99-1.htm","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.85,"reasoning":"VersaBank announced the expansion of its Structured Receivable Program (SRP) to the U.S. small business sector, significantly broadening its addressable market. The company estimates this expansion \"more than doubles the size of our market opportunity in the U.S.\" and supports a target of \"at least US$3 billion in additional U.S. SRP fundings next year.\" This is a material strategic and operational milestone—a major product launch and market expansion—that would affect a reasonable investor's assessment of the company's growth prospects and revenue potential, though it does not fit the specific categories of M\u0026A, workforce reduction, or other named operational events.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-09-22T13:26:40.217729+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":37908,"accession_number":"0001062993-26-005044","item_number":"EX-99.1","item_title":"exhibit99-1.htm","event_type":"operational_other","event_domain":"operational","is_material":true,"confidence":0.85,"reasoning":"VersaBank announced the expansion of its Structured Receivable Program (SRP) to the U.S. small business sector, significantly broadening its addressable market. The company estimates this expansion \"more than doubles the size of our market opportunity in the U.S.\" and supports a target of \"at least US$3 billion in additional U.S. SRP fundings next year.\" This is a material strategic and operational milestone—a major product launch and market expansion—that would affect a reasonable investor's assessment of the company's growth prospects and revenue potential, though it does not fit the specific categories of M\u0026A, workforce reduction, or other named operational events.","classifier_version":"claude-haiku-4-5-20251001+prompt-6be895f9","taxonomy_version":"v1.3","classified_at":"2026-09-22T13:26:40.217729+00:00","company_name":"VersaBank","ticker":"VBNK","filing_date":"2026-09-22"}]}