{"filing":{"accession_number":"0001013272-26-000007","cik":"0001013272","ticker":"NWFL","company_name":"NORWOOD FINANCIAL CORP","form":"8-K","filing_date":"2026-06-18","report_date":null,"primary_document":"nwfl-20260618x8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1013272/000101327226000007/nwfl-20260618x8k.htm"},"events":[{"id":11699,"run_id":10282,"accession_number":"0001013272-26-000007","anchor_item_number":"7.01","event_type":"material_litigation","event_domain":"legal","is_material":true,"confidence":0.75,"summary":"Two major borrowers filed Chapter 11 bankruptcy, creating $22.0 million in loan exposure (part of a $29.0 million credit facility) for Wayne Bank, the Company's subsidiary. While technically a bankruptcy filing by the borrowers rather than the registrant, this represents a material credit event and potential loss that would significantly affect investor assessment of asset quality and earnings. The Company explicitly states it is \"analyzing the potential loss exposure\" and will provide further information in its earnings release, signaling materiality.","company_name":"NORWOOD FINANCIAL CORP","ticker":"NWFL","filing_date":"2026-06-18","form":"8-K","submitted_at":null,"items":[{"id":8354,"accession_number":"0001013272-26-000007","item_number":"7.01","item_title":"Regulation FD Disclosure","event_type":"material_litigation","event_domain":"legal","is_material":true,"confidence":0.75,"reasoning":"Two major borrowers filed Chapter 11 bankruptcy, creating $22.0 million in loan exposure (part of a $29.0 million credit facility) for Wayne Bank, the Company's subsidiary. While technically a bankruptcy filing by the borrowers rather than the registrant, this represents a material credit event and potential loss that would significantly affect investor assessment of asset quality and earnings. The Company explicitly states it is \"analyzing the potential loss exposure\" and will provide further information in its earnings release, signaling materiality.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-18T11:39:06.367754+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":8354,"accession_number":"0001013272-26-000007","item_number":"7.01","item_title":"Regulation FD Disclosure","event_type":"material_litigation","event_domain":"legal","is_material":true,"confidence":0.75,"reasoning":"Two major borrowers filed Chapter 11 bankruptcy, creating $22.0 million in loan exposure (part of a $29.0 million credit facility) for Wayne Bank, the Company's subsidiary. While technically a bankruptcy filing by the borrowers rather than the registrant, this represents a material credit event and potential loss that would significantly affect investor assessment of asset quality and earnings. The Company explicitly states it is \"analyzing the potential loss exposure\" and will provide further information in its earnings release, signaling materiality.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-06-18T11:39:06.367754+00:00","company_name":"NORWOOD FINANCIAL CORP","ticker":"NWFL","filing_date":"2026-06-18"}]}