{"filing":{"accession_number":"0001004702-26-000116","cik":"0001004702","ticker":"OCFC","company_name":"OCEANFIRST FINANCIAL CORP","form":"8-K","filing_date":"2026-07-31","report_date":"2026-07-30","primary_document":"ocfc-20260730.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1004702/000100470226000116/ocfc-20260730.htm"},"events":[{"id":22735,"run_id":20568,"accession_number":"0001004702-26-000116","anchor_item_number":"2.02","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"summary":"OceanFirst Financial Corp. issued a press release on July 30, 2026 announcing its financial results for the quarter ended June 30, 2026, disclosing a net loss of $3.0 million ($0.04 per diluted share) for Q2 2026 versus net income of $16.2 million ($0.28 per diluted share) in the prior year period.","company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","filing_date":"2026-07-31","form":"8-K","submitted_at":null,"items":[{"id":22759,"accession_number":"0001004702-26-000116","item_number":"2.02","item_title":"RESULTS OF OPERATIONS AND FINANCIAL CONDITION","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"OceanFirst Financial Corp. issued a press release on July 30, 2026 announcing its financial results for the quarter ended June 30, 2026, disclosing a net loss of $3.0 million ($0.04 per diluted share) for Q2 2026 versus net income of $16.2 million ($0.28 per diluted share) in the prior year period. The filing explicitly states this is an earnings release attached as Exhibit 99.1, which is the standard disclosure mechanism for quarterly financial results under Item 2.02.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:21:17.744094+00:00","company_name":"","ticker":null,"filing_date":""},{"id":22760,"accession_number":"0001004702-26-000116","item_number":"7.01","item_title":"REGULATION FD DISCLOSURE","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Item 7.01 discloses that OceanFirst Financial Corp. is making investor presentations and furnishing a presentation as Exhibit 99.2. However, the primary substantive disclosure is the attached press release (Exhibit 99.1) announcing second quarter 2026 financial results, including a net loss of $3.0 million ($0.04 per diluted share) for Q2 2026 versus net income of $16.2 million ($0.28 per diluted share) in Q2 2025, along with detailed results of operations, net interest income, provision for credit losses, and non-interest income and expense. This is a standard quarterly earnings release disclosure material to investors.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:21:17.744094+00:00","company_name":"","ticker":null,"filing_date":""}]},{"id":22736,"run_id":20568,"accession_number":"0001004702-26-000116","anchor_item_number":"8.01","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.95,"summary":"The Board of Directors declared a regular quarterly cash dividend of $0.20 per share, payable on August 21, 2026 to stockholders of record on August 10, 2026, representing the company's 118th consecutive quarterly dividend.","company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","filing_date":"2026-07-31","form":"8-K","submitted_at":null,"items":[{"id":22761,"accession_number":"0001004702-26-000116","item_number":"8.01","item_title":"OTHER EVENTS","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The Item 8.01 disclosure announces that the Board of Directors declared a regular quarterly cash dividend of $0.20 per share, payable on August 21, 2026 to stockholders of record on August 10, 2026. This is a routine but material dividend declaration, consistent with the company's 118th consecutive quarterly dividend. The press release confirms this is a regular quarterly distribution to common stockholders.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:21:17.744094+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":22759,"accession_number":"0001004702-26-000116","item_number":"2.02","item_title":"RESULTS OF OPERATIONS AND FINANCIAL CONDITION","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"OceanFirst Financial Corp. issued a press release on July 30, 2026 announcing its financial results for the quarter ended June 30, 2026, disclosing a net loss of $3.0 million ($0.04 per diluted share) for Q2 2026 versus net income of $16.2 million ($0.28 per diluted share) in the prior year period. The filing explicitly states this is an earnings release attached as Exhibit 99.1, which is the standard disclosure mechanism for quarterly financial results under Item 2.02.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:21:17.744094+00:00","company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","filing_date":"2026-07-31"},{"id":22760,"accession_number":"0001004702-26-000116","item_number":"7.01","item_title":"REGULATION FD DISCLOSURE","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Item 7.01 discloses that OceanFirst Financial Corp. is making investor presentations and furnishing a presentation as Exhibit 99.2. However, the primary substantive disclosure is the attached press release (Exhibit 99.1) announcing second quarter 2026 financial results, including a net loss of $3.0 million ($0.04 per diluted share) for Q2 2026 versus net income of $16.2 million ($0.28 per diluted share) in Q2 2025, along with detailed results of operations, net interest income, provision for credit losses, and non-interest income and expense. This is a standard quarterly earnings release disclosure material to investors.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:21:17.744094+00:00","company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","filing_date":"2026-07-31"},{"id":22761,"accession_number":"0001004702-26-000116","item_number":"8.01","item_title":"OTHER EVENTS","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The Item 8.01 disclosure announces that the Board of Directors declared a regular quarterly cash dividend of $0.20 per share, payable on August 21, 2026 to stockholders of record on August 10, 2026. This is a routine but material dividend declaration, consistent with the company's 118th consecutive quarterly dividend. The press release confirms this is a regular quarterly distribution to common stockholders.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-02T02:21:17.744094+00:00","company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","filing_date":"2026-07-31"}]}