{"filing":{"accession_number":"0000950142-26-002106","cik":"0001805284","ticker":"RKT","company_name":"Rocket Companies, Inc.","form":"8-K","filing_date":"2026-07-16","report_date":null,"primary_document":"eh260807194_8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1805284/000095014226002106/eh260807194_8k.htm"},"events":[{"id":18396,"run_id":16537,"accession_number":"0000950142-26-002106","anchor_item_number":"1.01","event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.93,"summary":"Rocket Companies entered into a new $2.5 billion Revolving Credit Agreement on July 16, 2026, establishing a material direct financial obligation with specified terms, interest structure, covenants, and events of default.","company_name":"Rocket Companies, Inc.","ticker":"RKT","filing_date":"2026-07-16","form":"8-K","submitted_at":null,"items":[{"id":17193,"accession_number":"0000950142-26-002106","item_number":"1.01","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Rocket Companies entered into a new $2.5 billion Revolving Credit Agreement on July 16, 2026, creating a material direct financial obligation. The disclosure describes the credit facility's terms, interest structure, covenants, and events of default. This is a classic debt_issuance event—the creation of a new credit facility—distinct from a covenant_breach (which would involve violation of existing obligations).","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-16T20:07:13.061200+00:00","company_name":"","ticker":null,"filing_date":""},{"id":17195,"accession_number":"0000950142-26-002106","item_number":"2.03","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.65,"reasoning":"Item 2.03 is filed and incorporates Item 1.01 by reference, which typically covers material acquisitions, dispositions, or creation of direct financial obligations. The Item 2.03 heading explicitly references \"Creation of a Direct Financial Obligation,\" which aligns with debt issuance, credit facility entry, or similar financial obligation. Without access to Item 1.01 content, debt_issuance is the most probable classification for a direct financial obligation disclosure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-16T20:07:13.061200+00:00","company_name":"","ticker":null,"filing_date":""}]},{"id":18397,"run_id":16537,"accession_number":"0000950142-26-002106","anchor_item_number":"1.02","event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.72,"summary":"Rocket Companies terminated its revolving credit agreement dated April 30, 2025 with JPMorgan Chase Bank, N.A., with no early termination penalties, eliminating a previously existing direct financial obligation.","company_name":"Rocket Companies, Inc.","ticker":"RKT","filing_date":"2026-07-16","form":"8-K","submitted_at":null,"items":[{"id":17194,"accession_number":"0000950142-26-002106","item_number":"1.02","item_title":null,"event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.72,"reasoning":"The filing discloses termination of a revolving credit agreement dated April 30, 2025 with JPMorgan Chase Bank, N.A., with no early termination penalties. This is a material financial event involving the elimination of a direct financial obligation/credit facility. While the termination itself appears orderly (no penalties), the loss of a revolving credit facility is material to investors assessing the company's liquidity and capital structure. This does not fit the specific categories of debt_issuance (creation of obligation), covenant_breach (violation), or dividend_distribution, so financial_other is most appropriate.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-16T20:07:13.061200+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":17193,"accession_number":"0000950142-26-002106","item_number":"1.01","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Rocket Companies entered into a new $2.5 billion Revolving Credit Agreement on July 16, 2026, creating a material direct financial obligation. The disclosure describes the credit facility's terms, interest structure, covenants, and events of default. This is a classic debt_issuance event—the creation of a new credit facility—distinct from a covenant_breach (which would involve violation of existing obligations).","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-16T20:07:13.061200+00:00","company_name":"Rocket Companies, Inc.","ticker":"RKT","filing_date":"2026-07-16"},{"id":17194,"accession_number":"0000950142-26-002106","item_number":"1.02","item_title":null,"event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.72,"reasoning":"The filing discloses termination of a revolving credit agreement dated April 30, 2025 with JPMorgan Chase Bank, N.A., with no early termination penalties. This is a material financial event involving the elimination of a direct financial obligation/credit facility. While the termination itself appears orderly (no penalties), the loss of a revolving credit facility is material to investors assessing the company's liquidity and capital structure. This does not fit the specific categories of debt_issuance (creation of obligation), covenant_breach (violation), or dividend_distribution, so financial_other is most appropriate.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-16T20:07:13.061200+00:00","company_name":"Rocket Companies, Inc.","ticker":"RKT","filing_date":"2026-07-16"},{"id":17195,"accession_number":"0000950142-26-002106","item_number":"2.03","item_title":null,"event_type":"debt_issuance","event_domain":"financial","is_material":true,"confidence":0.65,"reasoning":"Item 2.03 is filed and incorporates Item 1.01 by reference, which typically covers material acquisitions, dispositions, or creation of direct financial obligations. The Item 2.03 heading explicitly references \"Creation of a Direct Financial Obligation,\" which aligns with debt issuance, credit facility entry, or similar financial obligation. Without access to Item 1.01 content, debt_issuance is the most probable classification for a direct financial obligation disclosure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-07-16T20:07:13.061200+00:00","company_name":"Rocket Companies, Inc.","ticker":"RKT","filing_date":"2026-07-16"}]}