{"filing":{"accession_number":"0000929638-26-003948","cik":"0001654238","ticker":null,"company_name":"EFCAR, LLC","form":"8-K","filing_date":"2026-10-19","report_date":"2026-10-13","primary_document":"exeter2022-6_a8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1654238/000092963826003948/exeter2022-6_a8k.htm"},"events":[{"id":36045,"run_id":33232,"accession_number":"0000929638-26-003948","anchor_item_number":"1.01","event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.72,"summary":"EFCAR, LLC entered into a Capital Contribution Agreement and Amendment No. 2 to a Sale and Servicing Agreement on October 13, 2026, governing capital contributions to securitization trusts (Exeter Automobile Receivables Trust 2022-5 and 2022-6) and reserve account management. These are material financial arrangements affecting the registrant's obligations and capital structure within its securitization platform, but do not fit the specific categories of debt issuance, M\u0026A, or other named financial events—they are structural amendments to existing securitization arrangements.","company_name":"EFCAR, LLC","ticker":null,"filing_date":"2026-10-19","form":"8-K","submitted_at":null,"items":[{"id":40314,"accession_number":"0000929638-26-003948","item_number":"1.01","item_title":null,"event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"The filing discloses entry into two material definitive agreements: a Capital Contribution Agreement permitting EFCAR, LLC to make capital contributions to the trusts, and Amendment No. 2 to the Sale and Servicing Agreement governing deposit and withdrawal of such contributions to the Reserve Account. These are financial arrangements affecting the trust's capital structure and liquidity management, but do not fit the specific categories of debt issuance, M\u0026A activity, or other named financial events. The agreements are material to investors in the trust's securities as they affect reserve funding and servicer obligations.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-19T19:30:36.976467+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":40314,"accession_number":"0000929638-26-003948","item_number":"1.01","item_title":null,"event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"The filing discloses entry into two material definitive agreements: a Capital Contribution Agreement permitting EFCAR, LLC to make capital contributions to the trusts, and Amendment No. 2 to the Sale and Servicing Agreement governing deposit and withdrawal of such contributions to the Reserve Account. These are financial arrangements affecting the trust's capital structure and liquidity management, but do not fit the specific categories of debt issuance, M\u0026A activity, or other named financial events. The agreements are material to investors in the trust's securities as they affect reserve funding and servicer obligations.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-19T19:30:36.976467+00:00","company_name":"EFCAR, LLC","ticker":null,"filing_date":"2026-10-19"}]}