{"filing":{"accession_number":"0000929638-26-003947","cik":"0001654238","ticker":null,"company_name":"EFCAR, LLC","form":"8-K","filing_date":"2026-10-19","report_date":"2026-10-13","primary_document":"exeter2022-5_a8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1654238/000092963826003947/exeter2022-5_a8k.htm"},"events":[{"id":36043,"run_id":33230,"accession_number":"0000929638-26-003947","anchor_item_number":"1.01","event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.72,"summary":"EFCAR, LLC entered into a Capital Contribution Agreement and Amendment No. 1 to a Sale and Servicing Agreement on October 13, 2026, governing capital contributions to securitization trusts (Exeter Automobile Receivables Trust 2022-5 and 2022-6) and reserve account management. While these are material definitive agreements affecting the registrant's financial obligations and securitization structure, they do not fit neatly into specific categories like debt_issuance, ma_activity, or covenant_breach; they are financial arrangements related to existing securitization vehicles rather than new debt creation or a discrete M\u0026A event.","company_name":"EFCAR, LLC","ticker":null,"filing_date":"2026-10-19","form":"8-K","submitted_at":null,"items":[{"id":40312,"accession_number":"0000929638-26-003947","item_number":"1.01","item_title":null,"event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.72,"reasoning":"The filing discloses entry into two material definitive agreements on October 13, 2026: a Capital Contribution Agreement permitting EFCAR, LLC to make capital contributions to the trusts, and Amendment No. 1 to the Sale and Servicing Agreement governing deposit and withdrawal of such contributions to the Reserve Account. While these are financial arrangements affecting the trust's capital structure and liquidity, they do not fit the specific categories of debt issuance, dividend distribution, or other named financial events. The agreements appear designed to provide financial flexibility to the securitization trusts, making them material to investors but best classified as financial_other given the specialized nature of the securitization structure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-19T19:29:36.948191+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":40312,"accession_number":"0000929638-26-003947","item_number":"1.01","item_title":null,"event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.72,"reasoning":"The filing discloses entry into two material definitive agreements on October 13, 2026: a Capital Contribution Agreement permitting EFCAR, LLC to make capital contributions to the trusts, and Amendment No. 1 to the Sale and Servicing Agreement governing deposit and withdrawal of such contributions to the Reserve Account. While these are financial arrangements affecting the trust's capital structure and liquidity, they do not fit the specific categories of debt issuance, dividend distribution, or other named financial events. The agreements appear designed to provide financial flexibility to the securitization trusts, making them material to investors but best classified as financial_other given the specialized nature of the securitization structure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-19T19:29:36.948191+00:00","company_name":"EFCAR, LLC","ticker":null,"filing_date":"2026-10-19"}]}