{"filing":{"accession_number":"0000929638-26-003584","cik":"0001654238","ticker":null,"company_name":"EFCAR, LLC","form":"8-K","filing_date":"2026-09-22","report_date":"2026-09-16","primary_document":"exeter2022-5_a8k.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/1654238/000092963826003584/exeter2022-5_a8k.htm"},"events":[{"id":34282,"run_id":31550,"accession_number":"0000929638-26-003584","anchor_item_number":"1.01","event_type":"financial_other","event_domain":"financial","is_material":true,"confidence":0.72,"summary":"The disclosure describes entry into a Capital Contribution Agreement among Exeter Finance LLC, EFCAR LLC, and four Exeter Automobile Receivables Trusts, permitting EFCAR to make capital contributions to the trusts as an equity holder. This is a material financial arrangement affecting the registrant's capital structure and obligations, but does not fit the specific categories of debt issuance, M\u0026A activity, or other named financial events—it is a capital contribution arrangement within a securitization structure.","company_name":"EFCAR, LLC","ticker":null,"filing_date":"2026-09-22","form":"8-K","submitted_at":null,"items":[{"id":37962,"accession_number":"0000929638-26-003584","item_number":"1.01","item_title":null,"event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.75,"reasoning":"The filing discloses entry into a Capital Contribution Agreement on September 16, 2026, among Exeter Finance LLC, EFCAR LLC, and four Exeter Automobile Receivables Trusts (including the filer), with Citibank as indenture trustee. While styled as a capital contribution arrangement rather than a traditional M\u0026A transaction, this represents a material definitive agreement affecting the capital structure and control relationships among the trust entities and their equity holder, warranting classification as a material financial event. The agreement's acknowledgment by the indenture trustee and its impact on the trusts' financial arrangements support materiality to investors in these securitization vehicles.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-22T19:19:20.270935+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":37962,"accession_number":"0000929638-26-003584","item_number":"1.01","item_title":null,"event_type":"ma_activity","event_domain":"operational","is_material":true,"confidence":0.75,"reasoning":"The filing discloses entry into a Capital Contribution Agreement on September 16, 2026, among Exeter Finance LLC, EFCAR LLC, and four Exeter Automobile Receivables Trusts (including the filer), with Citibank as indenture trustee. While styled as a capital contribution arrangement rather than a traditional M\u0026A transaction, this represents a material definitive agreement affecting the capital structure and control relationships among the trust entities and their equity holder, warranting classification as a material financial event. The agreement's acknowledgment by the indenture trustee and its impact on the trusts' financial arrangements support materiality to investors in these securitization vehicles.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-09-22T19:19:20.270935+00:00","company_name":"EFCAR, LLC","ticker":null,"filing_date":"2026-09-22"}]}