{"filing":{"accession_number":"0000910073-26-000080","cik":"0000910073","ticker":"FLG-PU","company_name":"FLAGSTAR BANK, NATIONAL ASSOCIATION","form":"8-K","filing_date":"2026-10-23","report_date":"2026-10-23","primary_document":"nycb-20261023.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/910073/000091007326000080/nycb-20261023.htm"},"events":[{"id":37392,"run_id":34469,"accession_number":"0000910073-26-000080","anchor_item_number":"2.02","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.97,"summary":"Flagstar Bank, National Association issued a press release on October 23, 2026 reporting its third quarter 2026 financial results, including net income of $12 million ($0.01 per diluted share), net interest income of $460 million (up 5%), loan growth of $958 million, and provision for credit losses of $76 million. A written presentation was also distributed in connection with the earnings announcement.","company_name":"FLAGSTAR BANK, NATIONAL ASSOCIATION","ticker":"FLG-PU","filing_date":"2026-10-23","form":"8-K","submitted_at":null,"items":[{"id":42089,"accession_number":"0000910073-26-000080","item_number":"2.02","item_title":null,"event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"This is a clear earnings release disclosing Flagstar Bank's third quarter 2026 financial results. The filing explicitly states \"On October 23, 2026, Flagstar Bank, National Association (the 'Bank') issued a press release reporting its financial results for the quarter ended September 30, 2026,\" with the press release attached as Exhibit 99.1. The disclosure includes comprehensive financial metrics including net income of $12 million ($0.01 per diluted share), net interest income of $460 million, loan growth, deposit trends, and capital ratios—all material to investor assessment of the registrant's financial condition and performance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T10:06:22.277122+00:00","company_name":"","ticker":null,"filing_date":""},{"id":42090,"accession_number":"0000910073-26-000080","item_number":"7.01","item_title":null,"event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The Item 7.01 disclosure announces the distribution of a written presentation (Exhibit 99.2) beginning October 23, 2026, but the substantive content is the attached earnings release (Exhibit 99.1) reporting third quarter 2026 financial results. The release discloses net income of $0.01 per diluted share, net interest income of $460 million (up 5%), loan growth of $958 million, and provision for credit losses of $76 million. This is a standard quarterly earnings disclosure material to investors assessing the registrant's financial performance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T10:06:22.277122+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":42089,"accession_number":"0000910073-26-000080","item_number":"2.02","item_title":null,"event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"This is a clear earnings release disclosing Flagstar Bank's third quarter 2026 financial results. The filing explicitly states \"On October 23, 2026, Flagstar Bank, National Association (the 'Bank') issued a press release reporting its financial results for the quarter ended September 30, 2026,\" with the press release attached as Exhibit 99.1. The disclosure includes comprehensive financial metrics including net income of $12 million ($0.01 per diluted share), net interest income of $460 million, loan growth, deposit trends, and capital ratios—all material to investor assessment of the registrant's financial condition and performance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T10:06:22.277122+00:00","company_name":"FLAGSTAR BANK, NATIONAL ASSOCIATION","ticker":"FLG-PU","filing_date":"2026-10-23"},{"id":42090,"accession_number":"0000910073-26-000080","item_number":"7.01","item_title":null,"event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The Item 7.01 disclosure announces the distribution of a written presentation (Exhibit 99.2) beginning October 23, 2026, but the substantive content is the attached earnings release (Exhibit 99.1) reporting third quarter 2026 financial results. The release discloses net income of $0.01 per diluted share, net interest income of $460 million (up 5%), loan growth of $958 million, and provision for credit losses of $76 million. This is a standard quarterly earnings disclosure material to investors assessing the registrant's financial performance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T10:06:22.277122+00:00","company_name":"FLAGSTAR BANK, NATIONAL ASSOCIATION","ticker":"FLG-PU","filing_date":"2026-10-23"}]}