{"filing":{"accession_number":"0000891166-26-000053","cik":"0000891166","ticker":"UVE","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","form":"8-K","filing_date":"2026-05-28","report_date":null,"primary_document":"uve-20260528.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/891166/000089116626000053/uve-20260528.htm"},"events":[{"id":8313,"run_id":7298,"accession_number":"0000891166-26-000053","anchor_item_number":"8.01","event_type":"other_material","event_domain":"catchall","is_material":true,"confidence":0.72,"summary":"The disclosure announces completion of the 2026-2027 reinsurance program for UPCIC and APPCIC, effective June 1, 2026, with detailed specifications of retention levels, coverage towers, and reinstatement provisions. For an insurance company, reinsurance program placement is material to investors as it directly affects the company's ability to manage catastrophic loss exposure and financial stability. However, this is a routine operational disclosure rather than a triggering event (like a covenant breach, impairment, or going-concern issue), so it does not fit the more specific event categories and is best classified as other_material.","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","filing_date":"2026-05-28","form":"8-K","submitted_at":null,"items":[{"id":2157,"accession_number":"0000891166-26-000053","item_number":"8.01","item_title":null,"event_type":"other_material","event_domain":"catchall","is_material":true,"confidence":0.72,"reasoning":"The disclosure announces completion of the 2026-2027 reinsurance program for UPCIC and APPCIC, effective June 1, 2026, with detailed specifications of retention levels, coverage towers, and reinstatement provisions. For an insurance company, reinsurance program placement is material to investors as it directly affects the company's ability to manage catastrophic loss exposure and financial stability. However, this is a routine operational disclosure rather than a triggering event (like a covenant breach, impairment, or going-concern issue), so it does not fit the more specific event categories and is best classified as other_material.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-05-29T02:12:11.570651+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":2157,"accession_number":"0000891166-26-000053","item_number":"8.01","item_title":null,"event_type":"other_material","event_domain":"catchall","is_material":true,"confidence":0.72,"reasoning":"The disclosure announces completion of the 2026-2027 reinsurance program for UPCIC and APPCIC, effective June 1, 2026, with detailed specifications of retention levels, coverage towers, and reinstatement provisions. For an insurance company, reinsurance program placement is material to investors as it directly affects the company's ability to manage catastrophic loss exposure and financial stability. However, this is a routine operational disclosure rather than a triggering event (like a covenant breach, impairment, or going-concern issue), so it does not fit the more specific event categories and is best classified as other_material.","classifier_version":"claude-haiku-4-5-20251001+prompt-9e0ffca5","taxonomy_version":"v1","classified_at":"2026-05-29T02:12:11.570651+00:00","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","filing_date":"2026-05-28"}]}