{"filing":{"accession_number":"0000811830-26-000032","cik":"0000811830","ticker":null,"company_name":"Santander Holdings USA, Inc.","form":"8-K","filing_date":"2026-08-12","report_date":"2026-08-12","primary_document":"sov-20260812.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/811830/000081183026000032/sov-20260812.htm"},"events":[{"id":27363,"run_id":24930,"accession_number":"0000811830-26-000032","anchor_item_number":"2.02","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"summary":"Santander Holdings USA disclosed Q2 2026 financial results showing net income of $585M (up 17.5% YoY) and net interest income of $1.5B (up 2.7% YoY), with key metrics including a CET1 ratio of 13.7% and deposit levels of $79.6B. The disclosure was made through a comprehensive fixed income investor presentation dated August 12, 2026, covering revenue, expenses, credit performance, and balance sheet trends.","company_name":"Santander Holdings USA, Inc.","ticker":null,"filing_date":"2026-08-12","form":"8-K","submitted_at":null,"items":[{"id":28866,"accession_number":"0000811830-26-000032","item_number":"2.02","item_title":"Results of Operations and Financial Condition","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Item 2.02 discloses Santander Holdings USA's Q2 2026 financial results, including net income of $585M (up 17.5% YoY), net interest income of $1.5B (up 2.7% YoY), and key metrics such as CET1 ratio of 13.7% and deposit levels of $79.6B. The attached exhibit (EX-99.1) is a comprehensive fixed income investor presentation dated August 12, 2026, presenting quarterly results across revenue, expenses, credit performance, and balance sheet trends—the hallmark of an earnings release disclosure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-12T21:18:51.965085+00:00","company_name":"","ticker":null,"filing_date":""},{"id":28867,"accession_number":"0000811830-26-000032","item_number":"7.01","item_title":"Regulation FD Disclosure","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"The filing furnishes presentation slides for Q2 2026 financial results, including detailed disclosures of net income ($585M, up 17.5% YoY), net interest income ($1.5B, up 2.7% YoY), and comprehensive balance sheet and credit metrics. While labeled as a Regulation FD disclosure under Item 7.01, the core content is a second-quarter earnings presentation with financial results that would materially affect investor assessment of the registrant's performance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-12T21:18:51.965085+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":28866,"accession_number":"0000811830-26-000032","item_number":"2.02","item_title":"Results of Operations and Financial Condition","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"Item 2.02 discloses Santander Holdings USA's Q2 2026 financial results, including net income of $585M (up 17.5% YoY), net interest income of $1.5B (up 2.7% YoY), and key metrics such as CET1 ratio of 13.7% and deposit levels of $79.6B. The attached exhibit (EX-99.1) is a comprehensive fixed income investor presentation dated August 12, 2026, presenting quarterly results across revenue, expenses, credit performance, and balance sheet trends—the hallmark of an earnings release disclosure.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-12T21:18:51.965085+00:00","company_name":"Santander Holdings USA, Inc.","ticker":null,"filing_date":"2026-08-12"},{"id":28867,"accession_number":"0000811830-26-000032","item_number":"7.01","item_title":"Regulation FD Disclosure","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.75,"reasoning":"The filing furnishes presentation slides for Q2 2026 financial results, including detailed disclosures of net income ($585M, up 17.5% YoY), net interest income ($1.5B, up 2.7% YoY), and comprehensive balance sheet and credit metrics. While labeled as a Regulation FD disclosure under Item 7.01, the core content is a second-quarter earnings presentation with financial results that would materially affect investor assessment of the registrant's performance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-08-12T21:18:51.965085+00:00","company_name":"Santander Holdings USA, Inc.","ticker":null,"filing_date":"2026-08-12"}]}